923 Ocean Palm Way, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 923 Ocean Palm Way, Saint Augustine, FL 32080 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,787 sqft · built 2008
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$2,450,000 (Apr 2024)
Tax Bill	$28,074 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`174191-7100`

Property Details

APN / Parcel Number

Primary APN	`174191-7100`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	21 Plumbing Fixtures
Stories	1 Story
Building Area	4,787 sqft Living Area
Gross Area	5,411 sqft
1st Floor Area	2,289 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2010
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	923 OCEAN PALM WAY
City	SAINT AUGUSTINE
State	FL
Zip	32080-8788
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	42/24-28 SEA COLONY UNIT 3 OF THE BEACH CLUB AT ANASTASIA RESIDENTIAL CLUSTER DEVELOPMENT BLK G LOT 10 OR5923/1623
Legal Range	30E
Legal Township	08S
Legal Section	10
Legal Subdivision	SEA COLONY UNIT 3 OF THE BEACH CLUB AT A
Legal Block	G
Legal Lot Number	10
Legal Unit	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2005
Census Tract	21410

Owner

Source: St. Johns County records · APN 174191-7100

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	923 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8788
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 01, 2024	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Feb 26, 2021	Warranty Deed, Transfer LANDMARK TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 01, 2024 · Amount on Record
Deed Sale	Apr 01, 2024 · Amount on Record
Prior Sale	Feb 26, 2021 · Amount on Record
Deed Document Number	202423743
Deed Book / Page	5923 / 1623
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	Apr 17, 2026
Property Address	923 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8788
Document Number	0000033091
Book / Page	6346 / 1188
Instrument Date	Apr 11, 2026
Instrument	202633091
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8788

Mortgage

Document Number	0000033091,
Date	Apr 17, 2026
Book Page	6346/1188
Instrument	202633091

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 01, 2024
Property Address	923 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8788
Document Number	0059231623
Book / Page	5923 / 1623
Map Reference	MB 42 PG 24-28
Instrument Date	Mar 29, 2024
Instrument	2024023743
Transaction Type	Transfer
Record Updated	Apr 15, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$17,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1358 SUNSET VIEW LN, JACKSONVILLE, FL 32207-7633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8788

Mortgage

Document Number	0059231625
Date	Apr 01, 2024
Instrument	5923/1625

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2054

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 26, 2021
Property Address	923 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8788
Document Number	0051901925
Book / Page	5190 / 1925
Map Reference	MB 42 PG 24-28
Instrument Date	Feb 24, 2021
Instrument	2021021681
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Tax	$12,250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 DONDANVILLE RD # RDC114, RDC114, SAINT AUGUSTINE, FL 32080-7475

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8788

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine Beach City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,800,039 (+2.7%)	$1,967,656 (-6.07%) Land $365,000 Building $1,602,656
2025	$28,074.00 (-1.24%) Homeowner's exemption	$1,752,716 (-8.65%)	$2,094,854 (+9.18%) Land $365,000 Building $1,729,854
2024	$28,427.00 (+6.16%)	$1,918,735 (+6.08%)	$1,918,735 (+6.08%) Land $348,000 Building $1,570,735
2023	$26,778.00 (+11.88%)	$1,808,736 (+21.15%)	$1,808,736 (+21.15%) Land $348,000 Building $1,460,736
2022	$23,934.00	$1,492,952	$1,492,952 Land $313,600 Building $1,179,352

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090214102, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 294 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	954 units insured 660 under condo master policies
Nearby Flood Claims	5 (2016–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Oct 2024, tidal / storm surge, Hurricane Milton
Claims By Storm	Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 7% of Florida
Wildfire Likelihood	About 1 in 4,545 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 291 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
IQ Fiber Intermediate Holdings	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
AT&T	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Ocean Palm Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures