St. Johns County property record for 920 Ocean Palm Way, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,336 sqft · built 2008 |
| Lot Size | 0.41 acres (17,859 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,200,000 (Jun 2017) |
| Tax Bill | $17,660 (2025) |
| Deeds & Mortgages | Mar 2022 Transfer Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 174191-7150 |
| Primary APN | 174191-7150 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 20 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,336 sqft Living Area |
| Gross Area | 4,960 sqft |
| 1st Floor Area | 2,010 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 17,859 sqft (0.41 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 216 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 1,448 sqft |
| Deck Area | Deck Area |
| Patio Area | 548 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 920 OCEAN PALM WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-8787 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 42/24-28 SEA COLONY UNIT 3 OF THE BEACH CLUB AT ANASTASIA RESIDENTIAL CLUSTER DEVELOPMENT BLK G LOT 15 OR4388/1407 & 5514/994 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 10 |
| Legal Subdivision | SEA COLONY UNIT 3 OF THE BEACH CLUB AT A |
| Legal Block | G |
| Legal Lot Number | 15 |
| Legal Unit | 3 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 21410 |
Source: St. Johns County records · APN 174191-7150
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 920 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8787 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Mar 14, 2022 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Jun 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EMM LOANS LLC |
| Jun 14, 2017 | Warranty Deed, Transfer · Conventional Mortgage COMPASS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 14, 2017 · Amount on Record |
| Deed Sale | Jun 14, 2017 · Amount on Record |
| Prior Sale | Jan 25, 2005 · Amount on Record |
| Deed Document Number | 201740939 |
| Deed Book / Page | 4388 / 1407 |
| Last Transfer Date | Feb 21, 2022 |
| Transfer Doc | 0055140994 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 14, 2022 |
| Property Address | 920 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8787 |
| Document Number | 0055140994 |
| Book / Page | 5514 / 994 |
| Map Reference | MB 42 PG 24-28 |
| Instrument Date | Feb 21, 2022 |
| Instrument | 2022027127 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 920 OCEAN PALM WAY, ST AUGUSTINE, FL 32080-8787 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 920 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8787 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 920 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8787 |
| Document Number | 0052910677 |
|---|---|
| Date | Jun 15, 2021 |
| Book Page | 5291/677 |
| Instrument | 2021066685 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 14, 2017 |
| Property Address | 920 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8787 |
| Document Number | 0043881407 |
| Book / Page | 4388 / 1407 |
| Map Reference | MB 42 PG24-28 |
| Instrument Date | Jun 12, 2017 |
| Instrument | 2017040939 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ACTION TITLE SVCS OF ST JOHN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 920 OCEAN PALM WAY, 920, SAINT AUGUSTINE, FL 32080-8787 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 920 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8787 |
| Document Number | 2017040940 |
|---|---|
| Date | Jun 14, 2017 |
| Instrument | 2017040940 |
| Name | COMPASS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine Beach City |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,141,285 (+2.7%) | $1,732,168 (-7.19%) Land $365,000 Building $1,367,168 | |
| 2025 | $17,660.00 (+9.04%) Homeowner's exemption Widower's exemption | $1,111,280 (+5.99%) | $1,866,451 (+14.94%) Land $365,000 Building $1,501,451 |
| 2024 | $16,196.00 (+1.72%) | ||
| 2023 | $15,922.00 (+1%) Homeowner's exemption Widower's exemption | $1,048,506 (+3%) | $1,623,911 (+19.99%) Land $348,000 Building $1,275,911 |
| 2022 | $15,765.00 Homeowner's exemption Widower's exemption | $1,017,967 | $1,353,416 Land $313,600 Building $1,039,816 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 294 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 954 units insured incl. 660 condo units |
| Nearby Flood Claims | 5 (2016–2024) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Intermediate Holdings Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 291 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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