923 N 2nd St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 923 N 2nd St, Saint Charles, MO 63301

Property Summary

Property Type	Commercial
Details	4,816 sqft · built 1880
Lot Size	0.231 acres (10,050 sqft)
Owner	Company Name on File
Tax Bill	$2,994 (2025)
Deeds & Mortgages	Jan 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`004940A000`

Property Details

APN / Parcel Number

Primary APN	`004940A000`
Alternative APN	`6-009A-B061-00-0011.0000000`

Interior

Stories	1 Story
Building Area	4,816 sqft Gross Area
1st Floor Area	4,816 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Metal
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	10,050 sqft (0.231 acres)
Lot Dimensions	150 ft deep x 67 ft wide
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	004940A000
Street Address	923 N 2ND ST
City	SAINT CHARLES
State	MO
Zip	63301-2040
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	AE8
Legal Description	PT CITY BLK 61
Legal Subdivision	LSL BRIDLESPUR RESUB LT 38-42
Legal Block	61
Legal Lot Number	11
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	2
Census Block	2055
Census Tract	310400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frenchtown Historic District listed 1991 · 206 contributing resources · NRIS 91000216

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

923 N 2nd St, a commercial property, is owned by a company that acquired it in March 2017.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Company Name on File
Mailing Address	9 WICKFORD CT, SAINT CHARLES, MO 63301-1118
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2017
Deed Sale	Mar 13, 2017
Deed Document Number	2017149800
Deed Book / Page	6711 / 49
Prior Transfer Date	Mar 10, 2017
Prior Transfer Doc	0000149800
Record Updated	Sep 20, 2026

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 27, 2017
Property Address	923 N 2ND ST, SAINT CHARLES, MO 63301-2040
Document Number	0066911858
Book / Page	006691 / 001858
Instrument Date	Jan 27, 2017
Instrument	58670
Transaction Type	Transfer
Record Updated	Feb 1, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9 WICKFORD CT ST CHARLES MO 633011118, ST CHARLES, MO 63301-1118

Tax Assessment & Valuation

The 2025 property tax bill for 923 N 2nd St was $2,994.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,672 (-)	$133,349 (-) Land $82,912 Building $50,437
2025	$2,994.00	$42,672	$133,349 Land $82,912 Building $50,437
2023		$41,492 (+7.34%)
2022	$2,833.00	$38,654	$129,660 (+7.34%) Land $82,912 Building $46,748
2021			$120,795 Land $82,912 Building $37,883

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 923 N 2nd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	89 (1979–2022)
Claims Outside the SFHA	19 of 89
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 4 claims Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jun 2013 · 2 claims Severe Storms & Flooding, Sep 1993 · 55 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 923 N 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20