St. Charles County property record for 910 N 2nd St, Saint Charles, MO 63301
| Property Type | Commercial |
|---|---|
| Details | 8,710 sqft · built 1920 |
| Lot Size | 0.308 acres (13,421 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,785 (2025) |
| Deeds & Mortgages | Oct 2025 Sale Mar 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 003270A000 |
| Primary APN | 003270A000 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 8,710 sqft Gross Area |
| 1st Floor Area | 8,710 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Built-Up Asphalt |
| Lot Area | 13,421 sqft (0.308 acres) |
| Lot Dimensions | 145 ft deep x 67 ft wide |
| Garage Area | 3,155 sqft |
| Deck Area | Deck Area |
| Patio Area | 179 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | 003270A000 |
|---|---|
| Street Address | 910 N 2ND ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2041 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | PT CITY BLK 40 |
| Legal Subdivision | LSL BRIDLESPUR RESUB LT 38-42 |
| Legal Block | 40 |
| Legal Lot Number | 5 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 310400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Frenchtown Historic District listed 1991 · 206 contributing resources · NRIS 91000216 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 200 N 2ND ST, SAINT CHARLES, MO 63301-2994 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 3, 2025 | Warranty Deed, Transfer |
| Mar 21, 2018 | Loan Modification, Mortgage · Line of Credit FIRST ST BK/ST CHARLES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2025 |
| Deed Sale | Oct 3, 2025 |
| Prior Sale | Dec 7, 2015 · Amount on Record |
| Deed Document Number | 202543927 |
| Prior Transfer Date | Dec 16, 1999 |
| Prior Transfer Doc | 0000000209 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 3, 2025 |
| Property Address | 910 N 2ND ST, SAINT CHARLES, MO 63301-2041 |
| Document Number | 0000043927 |
| Map Reference | MB 6459 G 1888 |
| Instrument Date | Oct 2, 2025 |
| Instrument | 2025R-043927 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 910 N 2ND ST, SAINT CHARLES, MO 63301-2041 |
| Name | Verified Name |
|---|---|
| Address | 302 E GOVERNOR CT, SAINT CHARLES, MO 63301-4593 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 910 N 2ND ST, SAINT CHARLES, MO 63301-2041 |
| Document Number | 0068970054 |
| Instrument Date | Mar 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 302 E GOVERNOR CT ST CHARLES MO 633014593, ST CHARLES, MO 63301-4593 |
| Document Number | 0068970054 |
|---|---|
| Date | Mar 27, 2018 |
| Book Page | 006897/000054 |
| Instrument | 162910 |
| Name | FIRST ST BK/ST CHARLES |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301-1852 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Mar 26, 2021 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $67,998 (-3.04%) | $265,694 (-3.05%) Land $73,815 Building $191,879 | |
| 2025 | $4,785.00 | $70,128 (+3.07%) | $274,049 (+3.09%) Land $82,170 Building $191,879 |
| 2023 | $68,037 | ||
| 2022 | $265,824 Land $82,170 Building $183,654 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 55 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 89 (1979–2022) |
| Claims Outside the SFHA | 19 of 89 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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