923 Montego Rd W, Jacksonville, FL 32216 Property Records

Duval County property record for 923 Montego Rd W, Jacksonville, FL 32216

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,813 sqft · built 1972
Lot Size	0.283 acres (12,324 sqft)
Owner	2 Individual Names on Record
Last Sale	$191,500 (Sep 2004)
Tax Bill	$2,363 (2025)
Deeds & Mortgages	Nov 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`140470-0000`

Property Details

APN / Parcel Number

Primary APN	`140470-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,813 sqft Living Area
Gross Area	2,281 sqft
1st Floor Area	1,813 sqft
Sunroom	Sunroom
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,324 sqft (0.283 acres)
Lot Dimensions	117 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Finished/Open Porch
Porch Area	28 sqft
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	923 MONTEGO RD W
City	JACKSONVILLE
State	FL
Zip	32216-3298
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-90
Legal Description	32-70 52-2S-27E GROVE PARK UNIT THREE LOT 1 BLK 15
Legal Range	27E
Legal Township	02S
Legal Section	52
Legal Subdivision	GROVE PARK UNIT 03
Legal Block	15
Legal Lot Number	1
Legal Unit	3
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1032
Census Tract	15804

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	923 MONTEGO RD W, JACKSONVILLE, FL 32216-3298
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2004 · Amount on Record
Deed Sale	Sep 8, 2004 · Amount on Record
Deed Document Number	2004285504
Deed Book / Page	12023 / 571
Prior Transfer Date	Jul 31, 2004
Prior Transfer Doc	0119660111
Record Updated	Oct 29, 2026

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DUVAL FL
Property Address	923 MONTEGO RD W, JACKSONVILLE, FL 32216-3298
Document Number	0190141205
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	923 MONTEGO RD W JACKSONVILLE FL 322163298, JACKSONVILLE, FL 32216-3298

Mortgage

Document Number	0190141205
Date	Nov 22, 2019
Book Page	019014/001205
Instrument	270314

Lender

Name	CHRISTIANA TR

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2049

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,215 (+2.7%)	$272,773 (+2.46%) Land $94,313 Building $178,460
2025	$2,363.00 (+10.73%) Homeowner's exemption	$153,082 (+5.99%)	$266,230 (+7.54%) Land $75,000 Building $191,230
2024	$2,134.00 (+3.19%)
2023	$2,068.00 (+9.71%) Homeowner's exemption	$144,435 (+3%)	$247,567 (+12.44%) Land $72,500 Building $175,067
2022	$1,885.00 Homeowner's exemption	$140,229	$220,172 Land $67,500 Building $152,672

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	7 (2008–2019)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Oct 2019 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20