1035 Montego Rd W, Jacksonville, FL 32216 Property Records

Duval County property record for 1035 Montego Rd W, Jacksonville, FL 32216

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,073 sqft · built 1972
Lot Size0.313 acres (13,620 sqft)
OwnerIndividual Name on Record
Last Sale$204,000 (Dec 2015)
Tax Bill$3,023 (2025)
Deeds & MortgagesFeb 2019 Mortgage
Feb 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN140460-0000

Property Details

APN / Parcel Number

Primary APN140460-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,073 sqft Living Area
Gross Area2,681 sqft
1st Floor Area2,073 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1980
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area13,620 sqft (0.313 acres)
Lot Dimensions128 ft deep x 110 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address1035 MONTEGO RD W
CityJACKSONVILLE
StateFL
Zip32216-3208
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRLD-90
Legal Description32-70 52-2S-27E GROVE PARK UNIT THREE LOT 1 BLK 14
Legal Range27E
Legal Township02S
Legal Section52
Legal SubdivisionGROVE PARK UNIT 03
Legal Block14
Legal Lot Number1
Legal Unit3
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE EAST
Census Block Group1
Census Block1033
Census Tract15804

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1035 MONTEGO RD W, JACKSONVILLE, FL 32216-3208
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2019Deed of Trust, Mortgage · Conventional Mortgage
HUD-HOUSING/URBAN DEV
Feb 1, 2019Loan Modification, Mortgage · FHA Mortgage
LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 31, 2015 · Amount on Record
Deed SaleDec 31, 2015 · Amount on Record
Prior SaleDec 15, 1995 · Amount on Record
Deed Document Number2015295954
Deed Book / Page17414 / 2126
Record UpdatedOct 29, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address1035 MONTEGO RD W, JACKSONVILLE, FL 32216-3208
Document Number0187270071
Instrument DateFeb 1, 2019
Transaction TypeMortgage
Record UpdatedApr 9, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1035 MONTEGO RD W JACKSONVILLE FL 322163208, JACKSONVILLE, FL 32216-3208

Mortgage

Document Number0187270071
DateMar 22, 2019
Book Page018727/000071
Instrument64111
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 21, 2049

February 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDUVAL FL
Property Address1035 MONTEGO RD W, JACKSONVILLE, FL 32216-3208
Document Number0187512339
Instrument DateFeb 1, 2019
Transaction TypeMortgage
Record UpdatedMay 14, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1035 MONTEGO RD W JACKSONVILLE FL 322163208, JACKSONVILLE, FL 32216-3208

Mortgage

Document Number0187512339
DateApr 10, 2019
Book Page018751/002339
Instrument82356
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressEWING, NJ 08618
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 9, 2049
Interest
Rate4.75%

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$195,416 (+2.7%)$301,885 (+2.46%) Land $75,931 Building $225,954
2025$3,023.00 (+8.74%) Homeowner's exemption$190,279 (+5.99%)$294,647 (+8.98%) Land $75,000 Building $219,647
2024$2,780.00 (+3.04%)
2023$2,698.00 (+9.45%) Homeowner's exemption$179,532 (+3%)$270,366 (+12.57%) Land $72,500 Building $197,866
2022$2,465.00 Homeowner's exemption$174,303$240,176 Land $67,500 Building $172,676

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies43 in force
Nearby Flood Claims7 (2008–2019)
Claims Outside the SFHA3 of 7
Most Recent ClaimOct 2019 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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