Emmet County property record for 923 Howard St, Petoskey, MI 49770
| Property Type | Other Improved |
|---|---|
| Details | 3 ba · 2,295 sqft |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $67,000 (Nov 2023) |
| Tax Bill | $1,111 (2024) |
| Deeds & Mortgages | Nov 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-19-05-302-011 |
| Primary APN | 52-19-05-302-011 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 5 Stories |
| Building Area | 2,295 sqft Total Area |
| 1st Floor Area | 1,242 sqft |
| Basement Area | 1,242 sqft |
| Architectural Style | Other |
|---|---|
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 130 ft deep x 50 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 923 HOWARD ST |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | COP R-3 |
| Legal Description | QUINLAN & FOCHTMAN'S ADD. LOT 26 BLK 2. SECTION 5, T34N, R5W |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 05 |
| Legal Subdivision | QUINCAN & FOCHTMANS ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 26 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 970800 |
923 Howard St is owned by two individuals who bought it in November 2023.
Source: Emmet County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1394 TRACY LN, PETOSKEY, MI 49770-8572 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 27, 2023 · Amount on File |
| Deed Sale | Nov 27, 2023 · Amount on File |
| Prior Sale | Aug 6, 2015 · Amount on File |
| Deed Document Number | 20235209249 |
| Deed Book / Page | 1256 / 260 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Nov 27, 2023 |
| Property Address | 923 HOWARD ST, PETOSKEY, MI 49770 |
| Document Number | 001256/260 |
| Book / Page | 1256 / 260 |
| Instrument Date | Nov 20, 2023 |
| Instrument | 5209249 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2023 |
| Title Company | TALON TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $5.76 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1394 TRACY LN, PETOSKEY, MI 49770-8572 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $27,000 Building $27,000 | $54,000 Building $54,000 | |
| 2024 | $1,111.00 | ||
| 2023 | $27,900 Building $27,900 | $55,800 Building $55,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 923 Howard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 923 Howard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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