Emmet County property record for 1004 Howard St, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,532 sqft · built 1900 |
| Lot Size | 0.467 acres (20,342 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Jul 2010) |
| Tax Bill | $4,429 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-19-06-400-043 |
| Primary APN | 52-19-06-400-043 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,532 sqft Living Area |
| 1st Floor Area | 2,009 sqft |
| Basement Area | 1,025 sqft |
| Unfinished Basement | 1,025 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 20,342 sqft (0.467 acres) |
| Garage Area | 660 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1004 HOWARD ST |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-3024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | COP R-3 |
| Legal Description | PT OF NE 1/4 OF SE 1/4 OF SECTION 6, COM 508.25 FT N OF SE COR OF NE 1/4 OF SE 1/4 OF SD SEC, TH W 180 FT, TH S 67.25 FT, TH E 180 FT TO SD SEC LN, TH N ON SEC LN 67.25 FT TO POB. ALSO INC, COM 606 FT N OF SE COR OF NE 1/4 OF SE 1/4 OF SD SEC, TH W 1 |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 06 |
| Legal Subdivision | S6 T34N R5W |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 970800 |
1004 Howard St is owned and occupied by an individual who bought it in July 2010.
Source: Emmet County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1004 HOWARD ST, PETOSKEY, MI 49770-3024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2010 · Amount on File |
| Deed Sale | Jul 26, 2010 · Amount on File |
| Deed Book / Page | 1125 / 654 |
| Record Updated | Oct 29, 2026 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $329,400 (+7.3%) Land $329,400 | $658,800 (+7.3%) Land $658,800 | |
| 2025 | $307,000 Land $307,000 | $614,000 Land $614,000 | |
| 2024 | $4,429.00 | ||
| 2023 | $218,200 Land $218,200 | $436,400 Land $436,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1004 Howard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1004 Howard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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