923 Girard St, Hudson, WI 54016 Property Records

St. Croix County property record for 923 Girard St, Hudson, WI 54016

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,848 sqft · built 1960
Lot Size	0.193 acres (8,400 sqft)
Owner	Company Name on Record
Last Sale	$187,500 (May 2022)
Tax Bill	$4,389 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`236-0102-00-000`

Property Details

APN / Parcel Number

Primary APN	`236-0102-00-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,848 sqft Total Area
1st Floor Area	1,848 sqft
Basement Area	1,848 sqft
Game Room	Game Room

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	105 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	923 GIRARD ST
City	HUDSON
State	WI
Zip	54016-1919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BATES' ADD E80FT L5, 6 BLK A 923-925 GIRARD ST
Legal Range	20W
Legal Township	29N
Legal Section	25
Legal Subdivision	BATES' ADD
Legal Block	A
Legal Lot Number	5,06
Jurisdiction	ST CROIX WI
Township / Civil Division	HUDSON
Census Block Group	2
Census Block	2021
Census Tract	120201

Owner

Source: St. Croix County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1227 COUNTY RD E, NEW RICHMOND, WI 54017-8505
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Deed of Trust, Mortgage · Commercial Mortgage PEOPLES STATE BANK
Jun 21, 2022	Deed of Trust, Mortgage · Commercial Mortgage PEOPLES STATE BANK
May 4, 2022	Warranty Deed, Transfer · Commercial Mortgage PEOPLES STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2022 · Amount on Record
Deed Sale	May 4, 2022 · Amount on Record
Deed Document Number	20221152561
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	923 GIRARD ST, HUDSON, WI 54016-1919
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001157102
Date	Aug 8, 2022
Instrument	1157102

Lender

Name	PEOPLES STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2042

Interest

Rate Type	Fixed Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	923 GIRARD ST, HUDSON, WI 54016-1919
Transaction Type	Mortgage
Record Updated	Jul 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001154900
Date	Jun 21, 2022
Instrument	1154900

Lender

Name	PEOPLES STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 1, 2027

Interest

Rate Type	Fixed Rate

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	May 4, 2022
Property Address	923 GIRARD ST, HUDSON, WI 54016-1919
Document Number	0001152561
Instrument Date	May 4, 2022
Instrument	1152561
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	ST CROIX COUNTY ABSTRACT & T

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$562.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001152562
Date	May 4, 2022
Instrument	1152562

Lender

Name	PEOPLES STATE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
Municipality	Hudson City
Unified School District	Hudson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,389.00
2025	$4,389.00 (+17.79%)	$334,200 (+48.8%) Land $96,600 Building $237,600	$334,200 (+48.8%) Land $96,600 Building $237,600
2023	$3,726.00	$224,600 Land $58,600 Building $166,000	$224,600 Land $58,600 Building $166,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUDSON WATERWORKS serves 18,558 people · EPA ID WI6560087
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Baldwin Telecom.

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