920 Girard St, Hudson, WI 54016 Property Records

St. Croix County property record for 920 Girard St, Hudson, WI 54016

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,664 sqft · built 1965
Lot Size	0.202 acres (8,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Dec 2023)
Tax Bill	$4,452 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Feb 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`236-0123-00-000`

Property Details

APN / Parcel Number

Primary APN	`236-0123-00-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,664 sqft Total Area
1st Floor Area	1,664 sqft
Basement Area	1,664 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	8,799 sqft (0.202 acres)
Lot Dimensions	110 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	920 GIRARD ST
City	HUDSON
State	WI
Zip	54016-1920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	920-922 GIRARD ST BATES' ADD E80FT L1, 2 E80FT OF N20FT L3 BLK D
Legal Range	20W
Legal Township	29N
Legal Section	25
Legal Subdivision	GIRARD ST BATES' ADD
Legal Block	D
Legal Lot Number	1,02
Jurisdiction	ST CROIX WI
Township / Civil Division	HUDSON
Census Block Group	2
Census Block	2018
Census Tract	120201

Owner

Source: St. Croix County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	922 GIRARD ST, HUDSON, WI 54016-1920
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Warranty Deed, Transfer · Conventional Mortgage HOME FSB
Feb 14, 2017	Deed of Trust, Mortgage · Line of Credit CHARTER BANK FOR SAVINGS FSB
Apr 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK FINANCIAL CENTRE
Aug 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK FINANCIAL CENTRE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2023 · Amount on Record
Deed Sale	Dec 1, 2023 · Amount on Record
Prior Sale	Jun 6, 2016 · Amount on Record
Deed Document Number	20231173856
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Dec 1, 2023
Property Address	920 GIRARD ST, HUDSON, WI 54016-1920
Document Number	0001173856
Instrument Date	Nov 20, 2023
Instrument	1173856
Transaction Type	Transfer
Record Updated	Dec 20, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,020.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001173857
Date	Dec 1, 2023
Instrument	1173857

Lender

Name	HOME FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	920 GIRARD ST, HUDSON, WI 54016-1920
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001043529
Date	Feb 14, 2017
Instrument	1043529

Lender

Name	CHARTER BANK FOR SAVINGS FSB
Type	Bank
Address	EAU CLAIRE, WI 54701

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	920 GIRARD ST, HUDSON, WI 54016-1920
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001063541
Date	Apr 16, 2018
Instrument	1063541

Lender

Name	FIRST BANK FINANCIAL CENTRE
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	920 GIRARD ST, HUDSON, WI 54016-1920
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001086799
Date	Aug 14, 2019
Instrument	1086799

Lender

Name	FIRST BANK FINANCIAL CENTRE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
Municipality	Hudson City
Unified School District	Hudson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,452.00 (+0.02%)
2025	$4,451.00 (+22.96%)	$338,900 (+55.25%) Land $101,700 Building $237,200	$338,900 (+55.25%) Land $101,700 Building $237,200
2023	$3,620.00 (-2.06%)	$218,300 (-) Land $61,700 Building $156,600	$218,300 (-) Land $61,700 Building $156,600
2022	$3,696.00	$218,300 Land $61,700 Building $156,600	$218,300 Land $61,700 Building $156,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUDSON WATERWORKS serves 18,558 people · EPA ID WI6560087
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Baldwin Telecom.

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