923 Cherry Dr, Geneseo, IL 61254 Property Records

Henry County property record for 923 Cherry Dr, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,278 sqft · built 1978
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Oct 2025)
Tax Bill	$6,206 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-15-176-004`

Property Details

APN / Parcel Number

Primary APN	`08-15-176-004`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,278 sqft Total Area
1st Floor Area	1,278 sqft
Basement Area	1,278 sqft
Finished Basement	1,278 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	923 CHERRY DR
City	GENESEO
State	IL
Zip	61254-1111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 70 COUNTRY MANOR PHASE II CITY OF GENESEO
Legal Subdivision	COUNTRY MANOR PHASE II
Legal Phase	2
Legal Block	176
Legal Lot Number	70
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	2
Census Block	2011
Census Tract	30302

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	923 CHERRY DR, GENESEO, IL 61254-1111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed, Transfer · Conventional Mortgage CENTRAL BANK ILLINOIS
Nov 16, 2018	Warranty Deed, Transfer · Conventional with PMI RUHL MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2025 · Amount on Record
Deed Sale	Oct 6, 2025 · Amount on Record
Deed Document Number	20255011
Record Updated	Sep 20, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HENRY IL
Recording Date	Oct 6, 2025
Property Address	923 CHERRY DR, GENESEO, IL 61254-1111
Document Number	0000005011
Map Reference	DOC 76R4646
Instrument Date	Sep 22, 2025
Instrument	20-2505011
Transaction Type	Transfer
Record Updated	Oct 22, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	923 CHERRY DR, GENESEO, IL 61254-1111

Mortgage

Document Number	0000005012
Date	Oct 6, 2025
Instrument	20-2505012

Lender

Name	CENTRAL BANK ILLINOIS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.5%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Nov 16, 2018
Property Address	923 CHERRY DR, GENESEO, IL 61254-1111
Document Number	0000006331
Instrument Date	Nov 8, 2018
Instrument	6331
Transaction Type	Transfer
Record Updated	Jan 10, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1001 CHERRY DR GENESEO IL 612541113, GENESEO, IL 61254-1113
Investor	Possibly a Property Investor

Mortgage

Document Number	6333
Date	Nov 16, 2018
Instrument	6333

Lender

Name	RUHL MTG
Type	Mortgage Company
Address	MOLINE, IL 61265

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Nov 15, 2033

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,206.00 (+31.29%)	$88,911 (+6.5%) Land $13,498 Building $75,413	$266,733 (+6.5%) Land $40,494 Building $226,239
2024		$83,484 (+18.14%) Land $12,674 Building $70,810	$250,452 (+18.14%) Land $38,022 Building $212,430
2022		$70,663 Land $10,728 Building $59,935	$211,989 Land $32,184 Building $179,805
2021	$4,727.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEO serves 6,539 people · EPA ID IL0730500
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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