1004 Cherry Dr, Geneseo, IL 61254 Property Records

Henry County property record for 1004 Cherry Dr, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,928 sqft · built 1977
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Jan 2020)
Tax Bill	$6,367 (2025)
Deeds & Mortgages	Jan 2020 Sale & Line of Credit Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-15-159-017`

Property Details

APN / Parcel Number

Primary APN	`08-15-159-017`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,928 sqft Total Area
1st Floor Area	1,928 sqft
Basement Area	1,928 sqft
Unfinished Basement	1,928 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	128 ft deep x 100 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1004 CHERRY DR
City	GENESEO
State	IL
Zip	61254-1114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 85 COUNTRY MANOR PHASE II CITY OF GENESEO
Legal Subdivision	COUNTRY MANOR PHASE II
Legal Phase	2
Legal Block	159
Legal Lot Number	85
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	2
Census Block	2002
Census Tract	30302

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1004 CHERRY DR, GENESEO, IL 61254-1114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2020	Warranty Deed, Transfer · Line of Credit COMMUNITY ST BK/ROCK FALLS
Nov 16, 2018	Warranty Deed, Transfer · Conventional with PMI RUHL MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2020 · Amount on Record
Deed Sale	Jan 30, 2020 · Amount on Record
Deed Document Number	20202000620
Record Updated	Sep 20, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Jan 30, 2020
Property Address	1004 CHERRY DR, GENESEO, IL 61254-1114
Document Number	0000000620
Instrument Date	Jan 20, 2020
Instrument	620
Transaction Type	Transfer
Record Updated	May 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$308.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14462 AIRPORT RD MOUNT CARROLL IL 610539088, MOUNT CARROLL, IL 61053-9088

Mortgage

Document Number	621
Date	Jan 30, 2020
Instrument	621

Lender

Name	COMMUNITY ST BK/ROCK FALLS
Type	Bank
Address	FULTON, IL 61252

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 29, 2025

Interest

Rate Type	Adjustable Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Nov 16, 2018
Property Address	1004 CHERRY DR, GENESEO, IL 61254-1114
Document Number	0000006331
Instrument Date	Nov 8, 2018
Instrument	6331
Transaction Type	Transfer
Record Updated	Jan 10, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1001 CHERRY DR GENESEO IL 612541113, GENESEO, IL 61254-1113
Investor	Possibly a Property Investor

Mortgage

Document Number	6333
Date	Nov 16, 2018
Instrument	6333

Lender

Name	RUHL MTG
Type	Mortgage Company
Address	MOLINE, IL 61265

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Nov 15, 2033

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,367.00 (+28.7%)	$85,934 (+25.83%) Land $13,372 Building $72,562	$257,802 (+25.83%) Land $40,116 Building $217,686
2022		$68,296 Land $10,627 Building $57,669	$204,888 Land $31,881 Building $173,007
2021	$4,947.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEO serves 6,539 people · EPA ID IL0730500
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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