Duval County property record for 923 Cedar St, Jacksonville, FL 32207
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 1,988 sqft · built 1942 |
| Lot Size | 0.13 acres (5,678 sqft) |
| Owner | Company Name on Record |
| Last Sale | $540,000 (Oct 2026) |
| Tax Bill | $5,810 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 080781-0000 |
| Primary APN | 080781-0000 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,988 sqft Living Area |
| Gross Area | 2,036 sqft |
| 1st Floor Area | 1,010 sqft |
| Upper Floors Area | 978 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Duplex Single |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,678 sqft (0.13 acres) |
| Lot Dimensions | 115 ft deep x 50 ft wide |
| View / Lot | Commercial |
| Porch | Slab |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 136 sqft |
| Patio Area | 136 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 923 CEDAR ST |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32207-8414 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | CRO |
| Legal Description | 8-11 44-2S-26E PHILIPS ADDN TO PALM PARK LOT 13 BLK 4 |
| Legal Range | 26E |
| Legal Township | 02S |
| Legal Section | 44 |
| Legal Subdivision | PHILLIPS ADDN TO PALM PK |
| Legal Block | 4 |
| Legal Lot Number | 13 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE EAST |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 800 |
Source: Duval County records, as of October 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 120 LEGACY CT, WARNER ROBINS, GA 31088-4191 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Oct 8, 2026 | Warranty Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC |
| Feb 23, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2026 · Amount on Record |
| Deed Sale | Oct 8, 2026 · Amount on Record |
| Prior Sale | Jun 20, 2013 · Amount on Record |
| Deed Document Number | 2026237429 |
| Deed Book / Page | 22086 / 1561 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Oct 8, 2026 |
| Property Address | 923 CEDAR ST, JACKSONVILLE, FL 32207-8414 |
| Document Number | 0000237429 |
| Book / Page | 22086 / 1561 |
| Instrument Date | Oct 7, 2026 |
| Instrument | 2026237429 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2026 |
| Title Company | GIBRALTAR TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $381,780.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 120 LEGACY CT, WARNER ROBINS, GA 31088-4191 |
| Document Number | 0000237431, |
|---|---|
| Date | Oct 8, 2026 |
| Instrument | 2026237431 |
| Name | CHANGE LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 923 CEDAR ST, JACKSONVILLE, FL 32207-8414 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0178870268 |
|---|---|
| Date | Feb 23, 2017 |
| Book Page | 17887/0268 |
| Instrument | 2017042753 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $302,673 (-) Land $213,729 Building $88,944 | $302,673 (-) Land $213,729 Building $88,944 | |
| 2025 | $5,810.00 (-1.69%) | $302,673 (-26.8%) Land $124,916 Building $177,757 | $302,673 (-26.8%) Land $124,916 Building $177,757 |
| 2024 | $5,910.00 (+4.01%) | ||
| 2023 | $5,682.00 (+19.14%) | $413,504 (+14.29%) Land $113,560 Building $299,944 | $413,504 (+14.29%) Land $113,560 Building $299,944 |
| 2022 | $4,769.00 | $361,816 Land $113,560 Building $248,256 | $361,816 Land $113,560 Building $248,256 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 75 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 219 units insured incl. 144 condo units |
| Nearby Flood Claims | 174 (2000–2024) |
| Claims Outside the SFHA | 33 of 174 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: WiFast.
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