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909 Cedar St, Jacksonville, FL 32207 Property Records

Duval County property record for 909 Cedar St, Jacksonville, FL 32207

Property Summary

Property TypeTriplex
Details4 bd · 3 ba · 1,813 sqft · built 1924
Lot Size0.135 acres (5,860 sqft)
Owner2 Individual Names on File
Last Sale$525,000 (Sep 2026)
Tax Bill$6,844 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
May 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN080779-0000

Property Details

APN / Parcel Number

Primary APN080779-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Units6 Units
Stories1 Story
Building Area1,813 sqft Living Area
Gross Area1,933 sqft
1st Floor Area1,813 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 2000
Architectural StyleTriplex
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,860 sqft (0.135 acres)
Lot Dimensions115 ft deep x 50 ft wide
View / LotCommercial
PorchFinished/Open Porch
Porch Area126 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address909 CEDAR ST
CityJACKSONVILLE
StateFL
Zip32207-8495
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeCRO
Legal Description8-11 44-2S-26E PHILIPS ADDN TO PALM PARK LOT 11 BLK 4
Legal Range26E
Legal Township02S
Legal Section44
Legal SubdivisionPHILLIPS ADDN TO PALM PK
Legal Block4
Legal Lot Number11
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE EAST
Census Block Group1
Census Block1032
Census Tract800

Owner

909 Cedar St, a triplex, is owned by two individuals who bought it in September 2026.

Source: Duval County records, as of September 25, 2026

Owner of Record2 Individual Names on File
Mailing Address34 STEELE AVE, SOMERVILLE, NJ 08876-2526
Owner TypeIndividual
VestingMarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2026Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC MORTGAGE
May 4, 2022Warranty Deed, Transfer · Conventional Mortgage
REGIONS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2026 · Amount on File
Deed SaleSep 1, 2026 · Amount on File
Prior SaleMay 4, 2022 · Amount on File
Deed Document Number2026205737
Deed Book / Page22039 / 1478
Prior Transfer DateApr 5, 2005
Prior Transfer Doc0124061826
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateSep 1, 2026
Property Address909 CEDAR ST, JACKSONVILLE, FL 32207-8495
Document Number0000205737
Book / Page22039 / 1478
Instrument DateAug 31, 2026
Instrument2026205737
Transaction TypeTransfer
Record UpdatedSep 17, 2026
Title CompanyATLANTIC COAST TITLE AND ESCROW, ATLANTIC COAST TITLE & ESCROW

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$371,175.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 STEELE AVE, SOMERVILLE, NJ 08876-2526

Mortgage

Document Number0000205738,
DateSep 1, 2026
Book Page22039/1480
Instrument2026205738
Lender
NameATLANTIC MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateMay 4, 2022
Property Address909 CEDAR ST, JACKSONVILLE, FL 32207-8495
Document Number0202610393
Book / Page20261 / 393
Map ReferenceMB 8 PG 11
Instrument DateApr 1, 2022
Instrument2022118388
Transaction TypeTransfer
Record UpdatedMay 20, 2022
Title CompanyLANDMARK TITLE, LANDMARK TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,633.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address996 JOHNNIE DODDS BLVD, 996, MOUNT PLEASANT, SC 29464-5289

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1067 SEASIDE DR N, JACKSONVILLE, FL 32250-3834

Mortgage

Document Number0020261395
DateMay 4, 2022
Instrument20261/395
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueApr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 909 Cedar St was $6,844, down 16.3% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$326,029 (-) Land $195,624 Building $130,405$326,029 (-) Land $195,624 Building $130,405
2025$6,844.00 (-16.26%)$326,029 Land $128,920 Building $197,109$326,029 Land $128,920 Building $197,109
2024$8,173.00 (-0.47%)
2023$8,212.00 (+146.83%)$427,104 (+88.01%) Land $117,200 Building $309,904$427,104 (+29.44%) Land $117,200 Building $309,904
2022$3,327.00 Homeowner's exemption$227,169$329,966 Land $117,200 Building $212,766

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 909 Cedar St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation4.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 75 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies219 units insured
incl. 144 condo units
Nearby Flood Claims174 (2000–2024)
Claims Outside the SFHA33 of 174
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 12 claims
  • Hurricane Irma, Sep 2017 · 121 claims
  • Hurricane Frances, Sep 2004 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 909 Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: WiFast.

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