9224 Ducati Ln, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 9224 Ducati Ln, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,564 sqft · built 2003
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$391,000 (Jun 2026)
Tax Bill	$2,482 (2025)
Deeds & Mortgages	Jul 2026 Transfer Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`005-402-76`

Property Details

APN / Parcel Number

Primary APN	`005-402-76`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,564 sqft Living Area
1st Floor Area	864 sqft
Upper Floors Area	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Garage Area	440 sqft
Porch	Finished/Open Porch
Porch Area	150 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	9224 DUCATI LN
City	CORNELIUS
State	NC
Zip	28031-8082
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR
Legal Description	L174 M37-115
Legal Subdivision	HERITAGE GREEN PH 01 MAP 02
Legal Block	2
Legal Lot Number	174
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	2
Census Block	2013
Census Tract	6410

Owner

Source: Mecklenburg County records, as of July 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9224 DUCATI LN, CORNELIUS, NC 28031-8082
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Prior Sale	Apr 21, 2004 · Amount on Record
Deed Document Number	202658462
Deed Book / Page	40471 / 342
Last Transfer Date	Jul 1, 2026
Transfer Doc	0000071014
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 2, 2026
Property Address	9224 DUCATI LN, CORNELIUS, NC 28031-8082
Document Number	0000071014
Book / Page	40548 / 602
Instrument Date	Jul 1, 2026
Instrument	202671014
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9224 DUCATI LN, CORNELIUS, NC 28031-8082

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	9224 DUCATI LN, CORNELIUS, NC 28031-8082
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051664
Date	Apr 4, 2022
Book Page	37219/277
Instrument	2022051664

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	162 Months
Due	Oct 23, 2035

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 2, 2026
Property Address	9224 DUCATI LN, CORNELIUS, NC 28031-8082
Document Number	0000058462
Book / Page	40471 / 342
Instrument Date	May 27, 2026
Instrument	202658462
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$78,982.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9224 DUCATI LN, CORNELIUS, NC 28031-8082

Mortgage

Document Number	0000058463,
Date	Jun 2, 2026
Book Page	40471/349
Instrument	202658463

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,482.00 (+1.64%)	$364,700 Land $100,000 Building $264,700	$364,700 Land $100,000 Building $264,700
2024	$2,442.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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