9220 Ducati Ln, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 9220 Ducati Ln, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,716 sqft · built 2003
Lot Size	0.101 acres (4,431 sqft)
Owner	Company Name on Record
Last Sale	$394,000 (Aug 2021)
Tax Bill	$3,276 (2023)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`005-402-77`

Property Details

APN / Parcel Number

Primary APN	`005-402-77`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,716 sqft Heated Area
Gross Area	1,800 sqft
1st Floor Area	980 sqft
Upper Floors Area	736 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	4,431 sqft (0.101 acres)
Garage Area	440 sqft
Porch	Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	005-402-77
Street Address	9220 DUCATI LN
City	CORNELIUS
State	NC
Zip	28031-8082
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR
Legal Description	L175 M37-115
Legal Subdivision	HERITAGE GREEN PH 01 MAP 02
Legal Lot Number	175
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	2
Census Block	2013
Census Tract	6410

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Commercial Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Aug 3, 2021	Warranty Deed, Transfer OS NATIONAL LLC
Oct 1, 2019	Deed of Trust, Mortgage · Commercial Mortgage COGENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2021 · Amount on Record
Deed Sale	Aug 3, 2021 · Amount on Record
Prior Sale	Oct 6, 2014 · Amount on Record
Deed Document Number	0036368675
Deed Book / Page	36368 / 675
Record Updated	Jun 7, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	9220 DUCATI LN, CORNELIUS, NC 28031-8082
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000232681
Date	Dec 9, 2021
Book Page	36852/496
Instrument	2021232681

Lender

Name	MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Type	Mortgage Company
Address	NEW YORK, NY 10036

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 3, 2021
Property Address	9220 DUCATI LN, CORNELIUS, NC 28031-8082
Document Number	0000148879
Book / Page	36368 / 675
Map Reference	MB 37 PG 115
Instrument Date	Jul 30, 2021
Instrument	2021148879
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$788.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8645 CREEK TRAIL LN # LN610, LN610, CORNELIUS, NC 28031-6556

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
Investor	Possibly a Property Investor

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	9220 DUCATI LN, CORNELIUS, NC 28031-8082
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000131397
Date	Oct 1, 2019
Book Page	33904/934
Instrument	2019131397

Lender

Name	COGENT BANK
Type	Bank
Address	MOORESVILLE, NC 28117

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Sep 9, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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