9221 Black Bear Trl, Brainerd, MN 56401 Property Records

Crow Wing County property record for 9221 Black Bear Trl, Brainerd, MN 56401

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,105 sqft · built 2003
Lot Size0.6 acres (26,136 sqft)
OwnerIndividual Name on Record
Last Sale$165,000 (Nov 2014)
Tax Bill$1,962 (2026)
Deeds & MortgagesOct 2025 Mortgage
Oct 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN561190050030009

Property Details

APN / Parcel Number

Primary APN561190050030009
Alternative APNs
  • 56130510
  • 173023
  • 176854

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,105 sqft Living Area
Gross Area1,209 sqft
1st Floor Area1,105 sqft
Basement Area1,040 sqft
Finished Basement1,040 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2005
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area26,136 sqft (0.6 acres)
Garage Area630 sqft
DrivewayDriveway

Exterior Amenities

PorchSlab
Porch Area25 sqft
Deck Area196 sqft
Storage BuildingStorage Building

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number176854
Street Address9221 BLACK BEAR TRL
CityBRAINERD
StateMN
Zip56401-5389
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 BLOCK 5 & UND 1/16 INT IN OUTLOTS A B C
Legal Range31W
Legal Township44N
Legal Section13
Legal SubdivisionBACHMANS WILDERNESS ACRES
Legal Block5
Legal Lot Number3
JurisdictionCROW WING MN
Township / Civil DivisionCROW WING
Census Block Group4
Census Block4031
Census Tract951400

Owner

Source: Crow Wing County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9221 BLACK BEAR TRL, BRAINERD, MN 56401-5389
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2025Deed of Trust, Mortgage
MID MINNESOTA FCU
Oct 23, 2025Deed of Trust, Mortgage
MID MINNESOTA FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 1, 2014 · Amount on Record
Deed SaleNov 1, 2014 · Amount on Record
Prior SaleAug 8, 2014 · Amount on Record
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCROW WING MN
Property Address9221 BLACK BEAR TRL, BRAINERD, MN 56401-5389
Transaction TypeMortgage
Record UpdatedDec 11, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000283396
DateOct 23, 2025
Instrument283396
Lender
NameMID MINNESOTA FCU
TypeCredit Union
AddressBRAINERD, MN 56401
Agreement
AmountAmount Recorded
Term60 Months
DueOct 30, 2030

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCROW WING MN
Property Address9221 BLACK BEAR TRL, BRAINERD, MN 56401-5389
Transaction TypeMortgage
Record UpdatedDec 11, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001016137
DateOct 23, 2025
Instrument1016137
Lender
NameMID MINNESOTA FCU
TypeCredit Union
AddressBRAINERD, MN 56401
Agreement
AmountAmount Recorded
Term60 Months
DueOct 30, 2030

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCrow Wing County
County SubdivisionCrow Wing Township
Unified School DistrictBrainerd Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,962.00 (-12.1%) Homeowner's exemption$331,900 (+8.43%) Land $74,600 Building $257,300$331,900 (+8.43%) Land $74,600 Building $257,300
2025$306,100 (+0.86%) Land $67,200 Building $238,900$306,100 (+0.86%) Land $67,200 Building $238,900
2023$2,232.00 Homeowner's exemption$303,500 Land $56,400 Building $247,100$303,500 Land $56,400 Building $247,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 67% of Minnesota
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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