9095 Black Bear Trl, Brainerd, MN 56401 Property Records

Crow Wing County property record for 9095 Black Bear Trl, Brainerd, MN 56401

Property Summary

Property TypeSingle Family Home
Details900 sqft · built 2024
Lot Size0.58 acres (25,265 sqft)
OwnerIndividual Name on File
Last Sale$279,000 (Dec 2024)
Tax Bill$876 (2026)
Deeds & MortgagesAug 2026 Line of Credit
Aug 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN561190040030009

Property Details

APN / Parcel Number

Primary APN561190040030009
Alternative APNs
  • 56130515
  • 110410
  • 163608

Interior

Building Area900 sqft Living Area
1st Floor Area900 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialMetal
Roof TypeGable
Roof MaterialMetal
Lot Area25,265 sqft (0.58 acres)
Garage Area1,050 sqft
PorchSlab

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number163608
Street Address9095 BLACK BEAR TRL
CityBRAINERD
StateMN
Zip56401-9509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 BLOCK 4 & UND 1/16 INT IN OUTLOTS A B C
Legal Range31W
Legal Township44N
Legal Section13
Legal SubdivisionBACHMANS WILDERNESS ACRES
Legal Block4
Legal Lot Number3
JurisdictionCROW WING MN
Township / Civil DivisionCROW WING
Census Block Group4
Census Block4031
Census Tract951400

Owner

9095 Black Bear Trl is owned by an individual who bought it in December 2024.

Source: Crow Wing County records, as of October 1, 2026

Owner of RecordIndividual Name on File
Mailing Address11256 30TH ST, FORT RIPLEY, MN 56449-1146
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2026Deed of Trust, Mortgage · Line of Credit
NEIGHBORHOOD NATIONAL BANK
Aug 26, 2026Deed of Trust, Mortgage · Line of Credit
NEIGHBORHOOD NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 20, 2024 · Amount on File
Deed SaleDec 20, 2024 · Amount on File
Prior SaleSep 27, 2024 · Amount on File
Deed Document Number202427964
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCROW WING MN
Recording DateAug 26, 2026
Property Address9095 BLACK BEAR TRL, BRAINERD, MN 56401-9509
Document Number0001028603
Instrument DateAug 18, 2026
Instrument20261028603
Transaction TypeMortgage
Record UpdatedOct 1, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address11256 30TH ST, FORT RIPLEY, MN 56449-1146

Mortgage

Document Number0001028603,
DateAug 26, 2026
Instrument20261028603
Lender
NameNEIGHBORHOOD NATIONAL BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueAug 18, 2051
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCROW WING MN
Recording DateAug 26, 2026
Property Address9095 BLACK BEAR TRL, BRAINERD, MN 56401-9509
Document Number0000287453
Instrument DateAug 18, 2026
Instrument2026287453
Transaction TypeMortgage
Record UpdatedOct 1, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address11256 30TH ST, FORT RIPLEY, MN 56449-1146

Mortgage

Document Number0000287453,
DateAug 26, 2026
Instrument2026287453
Lender
NameNEIGHBORHOOD NATIONAL BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueAug 18, 2051
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

The 2026 property tax bill for 9095 Black Bear Trl was $876.

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCrow Wing County
County SubdivisionCrow Wing Township
Unified School DistrictBrainerd Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$876.00$241,500 (+90.16%) Land $74,100 Building $167,400$241,500 (+90.16%) Land $74,100 Building $167,400
2025$127,000 Land $66,400 Building $60,600$127,000 Land $66,400 Building $60,600
2023$212.00$26,800 Land $26,800$26,800 Land $26,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 9095 Black Bear Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 15, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9095 Black Bear Trl is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 69% of Minnesota
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

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