9220 Marsh Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9220 Marsh Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,016 sqft · built 1994
Lot Size	0.941 acres (40,990 sqft)
Owner	Individual Name on Record
Last Sale	$144,900 (Aug 2017)
Tax Bill	$2,393 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-14-541-0007-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-541-0007-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,016 sqft Living Area
1st Floor Area	2,016 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	40,990 sqft (0.941 acres)
Lot Depth	345 ft Depth
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	9220 MARSH RD
City	CLAY
State	MI
Zip	48001-4510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	PART OF LOT 1274, BEG AT THE INT/SEC OF CENTER OF STONE RD WITH E SEC LINE, TH N 66 DEG 56 MIN W ON CENTER OF RD 167.17 FT,
Legal Range	16E
Legal Township	02N
Legal Section	04
Legal Subdivision	SUPRVRS ROY T GILBERTS 17-CLAY
Legal Lot Number	1274
Legal Unit	1274
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3000
Census Tract	646000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9220 MARSH RD, CLAY, MI 48001-4510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Aug 22, 2017	Warranty Deed, Transfer · Conventional with PMI FIFTH THIRD MTG/MI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2017 · Amount on Record
Deed Sale	Aug 22, 2017 · Amount on Record
Deed Document Number	201719979
Deed Book / Page	4860 / 169
Prior Transfer Date	Jan 12, 2012
Prior Transfer Doc	004216/015
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 13, 2026
Property Address	9220 MARSH RD, CLAY, MI 48001-4510
Document Number	0000014092
Book / Page	5943 / 135
Instrument Date	Jul 7, 2026
Instrument	202614092
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9220 MARSH RD, CLAY, MI 48001-4510

Mortgage

Document Number	0000014092,
Date	Jul 13, 2026
Book Page	5943/135
Instrument	202614092

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 22, 2017
Property Address	9220 MARSH RD, CLAY, MI 48001-4510
Document Number	0048600169
Book / Page	004860 / 000169
Instrument Date	Aug 8, 2017
Transaction Type	Transfer
Record Updated	Oct 6, 2017
Title Company	CAPITAL TITLE INSURANCE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,246.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21081 INDIAN CREEK DR FARMINGTON HILLS MI 483355511, FARMINGTON HILLS, MI 48335-5511

Mortgage

Document Number	48600043
Date	Aug 22, 2017
Book Page	004860/000043

Lender

Name	FIFTH THIRD MTG/MI
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2047

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,200 (+4.42%)	$198,400 (+4.42%)
2025	$2,393.00 (+2.22%) Homeowner's exemption	$95,000 (+5.56%)
2024	$2,341.00 (+8.38%)		$190,000 (+5.56%)
2023		$90,000
2022	$2,160.00		$180,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1985–1995)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Aug 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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