9188 Marsh Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9188 Marsh Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,885 sqft · built 2011
Lot Size	1.61 acres (70,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Mar 2026)
Tax Bill	$3,196 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-14-541-0008-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-541-0008-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,885 sqft Living Area
1st Floor Area	1,885 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Lot Area	70,480 sqft (1.61 acres)
Lot Dimensions	288 ft deep x 244 ft wide
Garage Area	566 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9188 MARSH RD
City	CLAY
State	MI
Zip	48001-4508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	S 244.4 FT OF N 922.1 FT OF E 321.38 FT OF LOTS 1272, 1273 & 1274 MEAS AS ONE LOT SUP ROY T GILBERTS PLAT NO 17 SEC 4 T2N R16E
Legal Range	16E
Legal Township	02N
Legal Section	04
Legal Subdivision	SUPRVRS ROY T GILBERTS 17-CLAY
Legal Lot Number	1272
Legal Unit	1
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3000
Census Tract	646000

Owner

Source: St. Clair County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	50851 MINER ST, NEW BALTIMORE, MI 48047-4248
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 2, 2020	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 22, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST INDEPENDENCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2026 · Amount on Record
Deed Sale	Mar 23, 2026 · Amount on Record
Prior Sale	Sep 2, 2020 · Amount on Record
Deed Document Number	20265172
Deed Book / Page	5907 / 521
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 23, 2026
Property Address	9188 MARSH RD, CLAY, MI 48001-4508
Document Number	0005907521
Book / Page	5907 / 521
Map Reference	LB 50 PG 30
Instrument Date	Mar 13, 2026
Instrument	2026005172
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9188 MARSH RD, CLAY, MI 48001-4508

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	50851 MINER ST, NEW BALTIMORE, MI 48047-4248

Mortgage

Document Number	2026005173
Date	Mar 23, 2026
Instrument	2026005173

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 2, 2020
Property Address	9188 MARSH RD, CLAY, MI 48001-4508
Document Number	0005235210
Book / Page	5235 / 210
Map Reference	LB 50 PG 30
Instrument Date	Aug 19, 2020
Instrument	2020021243
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,987.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9188 MARSH RD, 9188, CLAY, MI 48001-4508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6520 SWARTOUT RD, CLAY, MI 48001-3209

Mortgage

Document Number	2020021244
Date	Sep 2, 2020
Instrument	2020021244

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 22, 2018
Property Address	9188 MARSH RD, CLAY, MI 48001-4508
Document Number	0005000285
Book / Page	5000 / 285
Map Reference	LB 50 PG 30
Instrument Date	Oct 15, 2018
Instrument	2018023515
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,892.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16194 RAVINA WAY, 16194, NAPLES, FL 34110-3234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9440 LAKEPOINTE BLVD, CLAY, MI 48001-4339

Mortgage

Document Number	2018023516
Date	Oct 22, 2018
Instrument	2018023516

Lender

Name	FIRST INDEPENDENCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.18%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,196.00 (-41.64%) Homeowner's exemption	$188,200 (+15.25%)
2024	$5,476.00 (+1%)		$376,400 (+15.25%)
2023		$163,300
2022	$4,978.00		$326,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1985–1995)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Aug 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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