St. Charles County property record for 922 S 3rd St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,451 sqft · built 1860 |
| Lot Size | 0.145 acres (6,300 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $490,000 (Aug 2023) |
| Tax Bill | $4,177 (2025) |
| Deeds & Mortgages | Aug 2023 Sale Jun 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 006290A000 |
| Primary APN | 006290A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,451 sqft Living Area |
| Gross Area | 3,983 sqft |
| 1st Floor Area | 2,280 sqft |
| Basement Area | 1,702 sqft |
| Finished Basement | 170 sqft |
| Unfinished Basement | 1,532 sqft |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,300 sqft (0.145 acres) |
| Lot Dimensions | 140 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 006290A000 |
|---|---|
| Street Address | 922 S 3RD ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA5 |
| Legal Description | PT CITY BLK 78 |
| Legal Subdivision | CITY/ST CHARLES |
| Legal Block | 78 |
| Legal Lot Number | 7 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 310502 |
922 S 3rd St is owned by two individuals who bought it in August 2023.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 824 W 53RD TER, KANSAS CITY, MO 64112-2326 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 21, 2023 | Warranty Deed, Transfer |
| Jun 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage GREAT SOUTHERN BANK |
| Dec 2, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage JEFFREY MARTIN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2023 · Amount on File |
| Deed Sale | Aug 21, 2023 · Amount on File |
| Prior Sale | Jun 27, 2022 · Amount on File |
| Deed Document Number | 202333617 |
| Prior Transfer Date | Dec 29, 2011 |
| Prior Transfer Doc | 0000028800 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 21, 2023 |
| Property Address | 922 S 3RD ST, SAINT CHARLES, MO 63301-2402 |
| Document Number | 0000033617 |
| Instrument Date | Aug 17, 2023 |
| Instrument | 2023R-033617 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5345 OVERBROOK DR, ANN ARBOR, MI 48105-9302 |
| Name | Verified Name |
|---|---|
| Address | 922 S 3RD ST, SAINT CHARLES, MO 63301-2402 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 27, 2022 |
| Property Address | 922 S 3RD ST, SAINT CHARLES, MO 63301-2402 |
| Document Number | 0000035649 |
| Instrument Date | Jun 24, 2022 |
| Instrument | 2022R-035649 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 510 KENILWORTH LN, BALLWIN, MO 63011-2434 |
| Name | Verified Name |
|---|---|
| Address | 922 S 3RD ST, SAINT CHARLES, MO 63301-2402 |
| Document Number | 0000035651 |
|---|---|
| Date | Jun 27, 2022 |
| Instrument | 2022R-035651 |
| Name | GREAT SOUTHERN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Jul 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 9% |
| Index | 1-Year CMT |
| Max Rate | 9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 2, 2021 |
| Property Address | 922 S 3RD ST, SAINT CHARLES, MO 63301-2402 |
| Document Number | 0000097915 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 2021R-097915 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 NUMBER SIX GREEN DR, SAINT CHARLES, MO 63303-3334 |
| Name | Verified Name |
|---|---|
| Address | 510 KENILWORTH LN, BALLWIN, MO 63011-2434 |
| Document Number | 0000097916 |
|---|---|
| Date | Dec 2, 2021 |
| Instrument | 2021R-097916 |
| Name | JEFFREY MARTIN |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 922 S 3rd St was $4,177, up 3.2% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $66,771 (-) | $351,427 (-) Land $50,000 Building $301,427 | |
| 2025 | $4,177.00 (+3.19%) | $66,771 | $351,427 Land $50,000 Building $301,427 |
| 2024 | $4,048.00 | ||
| 2023 | $63,186 | ||
| 2022 | $332,563 Land $37,500 Building $295,063 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 922 S 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 22 (1979–2022) |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 922 S 3rd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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