St. Charles County property record for 906 S 3rd St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,546 sqft · built 1880 |
| Lot Size | 0.183 acres (7,980 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $332,450 (Mar 2025) |
| Tax Bill | $2,714 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Jan 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 006310A000 |
| Primary APN | 006310A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,546 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Basement Area | 1,104 sqft |
| Finished Basement | 994 sqft |
| Year Built | Built 1880 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick/Stone |
| Lot Area | 7,980 sqft |
| Lot Dimensions | 140 ft deep x 57 ft wide |
| Garage Type | Attached |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 246 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 006310A000 |
|---|---|
| Old Parcel Number | 006310A000 |
| Street Address | 906 S 3RD ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA5 |
| Legal Description | PT CITY BLK 78 |
| Legal Range | 05E |
| Legal Township | 46N |
| Legal Subdivision | CITY/ST CHARLES |
| Legal Block | 78 |
| Legal Lot Number | 5 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 310502 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 906 S 3RD ST, SAINT CHARLES, MO 63301-2402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 14, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2025 · Amount on Record |
| Deed Sale | Mar 3, 2025 · Amount on Record |
| Deed Document Number | 0020258078 |
| Deed Book / Page | 2025 / 8078 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 906 S 3RD ST, SAINT CHARLES, MO 63301-2402 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 906 S 3RD ST, SAINT CHARLES, MO 63301-2402 |
| Document Number | 0000035898 |
|---|---|
| Date | Jun 28, 2022 |
| Instrument | 2022R-035898 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 906 S 3RD ST, SAINT CHARLES, MO 63301-2402 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 906 N 3RD ST, SAINT CHARLES, MO 63301-2047 |
| Document Number | 0000003123 |
|---|---|
| Date | Jan 14, 2022 |
| Instrument | 2022R-003123 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jan 31, 2027 |
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,714.00 | $43,205 (+5.54%) | $227,396 (+5.54%) Land $50,000 Building $177,396 |
| 2023 | $40,937 | ||
| 2022 | $215,458 Land $37,500 Building $177,958 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 22 (1979–2022) |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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