922 Phillip Ct, O Fallon, IL 62269 Property Records

St. Clair County property record for 922 Phillip Ct, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,611 sqft · built 1990
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$194,500 (Jan 2005)
Deeds & Mortgages	Dec 2020 Mortgage
APN	`04-20-0-409-016`

Property Details

APN / Parcel Number

Primary APN	`04-20-0-409-016`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,611 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1997
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	13,939 sqft (0.32 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	480 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	922 PHILLIP CT
City	O FALLON
State	IL
Zip	62269-3100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR MEADOWS 5TH ADD LOT/SEC-143 DOC A01888847
Legal Subdivision	CEDAR MEADOWS 5TH ADD
Legal Block	409
Legal Lot Number	143
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1031
Census Tract	504351

Owner

922 Phillip Ct is owned and occupied by two individuals who bought it in January 2005.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	922 PHILLIP CT, O FALLON, IL 62269-3100
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2005 · Amount on File
Deed Sale	Jan 21, 2005 · Amount on File
Deed Document Number	20051888847
Deed Book / Page	4133 / 717
Prior Transfer Date	Apr 9, 2004
Prior Transfer Doc	0001835785
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	922 PHILLIP CT, O FALLON, IL 62269-3100
Document Number	00A2683915
Instrument Date	Dec 26, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	922 PHILLIP CT O FALLON IL 622693100, O FALLON, IL 62269-3100

Mortgage

Document Number	00A2683915
Date	Jan 19, 2021
Instrument	2683915

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 18, 2051

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$106,306 Land $23,701 Building $82,605	$318,918 Land $71,103 Building $247,815
2022	$79,132 Land $17,643 Building $61,489	$237,396 Land $52,929 Building $184,467

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 922 Phillip Ct; 7 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 922 Phillip Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20
AT&T DSL	100 / 20