908 Phillip Ct, O Fallon, IL 62269 Property Records

St. Clair County property record for 908 Phillip Ct, O Fallon, IL 62269 · Last verified August 2023

Property Summary

Property Type	Single Family Home
Details	1,148 sqft · built 1990
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Mar 2007)
Deeds & Mortgages	Mar 2024 Mortgage
APN	`04-20-0-409-020`

Property Details

APN / Parcel Number

Primary APN	`04-20-0-409-020`

Interior

Stories	2 Stories
Building Area	1,148 sqft Living Area
Upper Floors Area	30 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1997
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	12,197 sqft (0.28 acres)
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	1,072 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	908 PHILLIP CT
City	O FALLON
State	IL
Zip	62269-3100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR MEADOWS 5TH ADD LOT/SEC-139 A02033752
Legal Subdivision	CEDAR MEADOWS
Legal Lot Number	139
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1031
Census Tract	504351

Owner

Source: St. Clair County records · APN 04-20-0-409-020

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	908 PHILLIP CT, O FALLON, IL 62269-3100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 27, 2007 · Amount on Record
Deed Sale	Mar 27, 2007 · Amount on Record
Deed Document Number	A02033752
Record Updated	Jun 07, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	908 PHILLIP CT, O FALLON, IL 62269-3100
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 PHILLIP CT, O FALLON, IL 62269-3100

Mortgage

Document Number	0A02808450
Date	Mar 25, 2024
Instrument	A02808450

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

Interest

Rate	7.62%

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Assessed Value	Assessed Market Value
2022	$81,989 Land $15,502 Building $66,487	$245,967 Land $46,506 Building $199,461

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.