922 Oval St, Kannapolis, NC 28081 Property Records

Rowan County property record for 922 Oval St, Kannapolis, NC 28081

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,190 sqft · built 1937
Lot Size	0.215 acres (9,365 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Jan 2021)
Tax Bill	$1,372 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2021 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`148 021`

Property Details

APN / Parcel Number

Primary APN	`148 021`
Alternative APN	`6031847`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,190 sqft Living Area
1st Floor Area	1,190 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Lot Area	9,365 sqft (0.215 acres)
Lot Dimensions	12.5 ft deep x 7.5 ft wide
Garage Type	Detached
Garage Area	480 sqft
Porch	Porch
Porch Area	288 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Street Address	922 OVAL ST
City	KANNAPOLIS
State	NC
Zip	28081-2077
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4:SINGLE
Legal Description	PT L31-33 BLK A M. J. CLINE PROPERTY
Legal Subdivision	M J CLINE PROPERTY
Legal Block	A
Jurisdiction	ROWAN NC
Township / Civil Division	CHINA GROVE
Census Block Group	2
Census Block	2010
Census Tract	51501

Owner

922 Oval St is owned by an individual who bought it in January 2021.

Source: Rowan County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	3045 WILLARD RD, WINSTON SALEM, NC 27107-4433
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jan 15, 2021	Special Warranty Deed, Construction Loan · Construction Mortgage SHERMAN BRIDGE ALT FUND LP
Jan 14, 2021	Warranty Deed, Transfer TIAGO TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2021 · Amount on File
Deed Sale	Jan 15, 2021 · Amount on File
Prior Sale	Jan 14, 2021 · Amount on File
Deed Book / Page	1365 / 925
Record Updated	Oct 29, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN NC
Recording Date	Nov 10, 2021
Property Address	922 OVAL ST, KANNAPOLIS, NC 28081-2077
Document Number	0013880488
Book / Page	1388 / 488
Map Reference	PG 342
Instrument Date	Nov 5, 2021
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6135 PARK SOUTH DR STE 510, 6135, CHARLOTTE, NC 28210-0100

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001388489
Date	Nov 10, 2021
Instrument	1388/489

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

January 2021: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jan 15, 2021
Property Address	922 OVAL ST, KANNAPOLIS, NC 28081-2077
Document Number	0013650925
Book / Page	1365 / 925
Instrument Date	Jan 13, 2021
Transaction Type	Construction Loan
Record Updated	Aug 23, 2022
Title Company	TIAGO TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 S MCDOWELL ST STE 803, 301, CHARLOTTE, NC 28204-2679

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6135 PARK SOUTH DR STE 510, 510, CHARLOTTE, NC 28210-0100

Mortgage

Document Number	0001365926
Date	Jan 15, 2021
Instrument	1365/926

Lender

Name	SHERMAN BRIDGE ALT FUND LP
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jan 14, 2021
Property Address	922 OVAL ST, KANNAPOLIS, NC 28081-2077
Document Number	0013650915
Book / Page	001365 / 000915
Instrument Date	Jan 11, 2021
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	TIAGO TITLE LLC

Transaction

Amount	Amount on Record
Tax	$180.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	301 S MCDOWELL ST #803 CHARLOTTE NC 282042679, 803, CHARLOTTE, NC 28204-2679

Tax Assessment & Valuation

The 2026 property tax bill for 922 Oval St was $1,372.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Kannapolis City
Unified School District	Kannapolis City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,372.00	$113,441 Land $22,425 Building $91,016	$113,441 Land $22,425 Building $91,016
2023	$1,372.00	$113,441 Land $22,425 Building $91,016	$113,441 Land $22,425 Building $91,016

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 922 Oval St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 922 Oval St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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