906 Oval St, Kannapolis, NC 28081 Property Records

Rowan County property record for 906 Oval St, Kannapolis, NC 28081

Property Summary

Property Type	Single Family Home
Details	1 ba · 852 sqft · built 1934
Lot Size	0.417 acres (18,165 sqft)
Owner	Individual Name on Record
Last Sale	$32,500 (Sep 2017)
Tax Bill	$1,345 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`148 044`

Property Details

APN / Parcel Number

Primary APN	`148 044`
Alternative APN	`6344730`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	852 sqft Living Area
1st Floor Area	852 sqft

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Lot Area	18,165 sqft (0.417 acres)
Lot Dimensions	20.4 ft deep x 8.9 ft wide
Porch	Porch
Porch Area	78 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	906 OVAL ST
City	KANNAPOLIS
State	NC
Zip	28081-2050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C1:NEIGHBO
Legal Description	L38 .44AC BLK A BELLEVUE
Legal Subdivision	BELLEVUE
Legal Block	A
Jurisdiction	ROWAN NC
Township / Civil Division	CHINA GROVE
Census Block Group	1
Census Block	1003
Census Tract	51501

Owner

Source: Rowan County records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	906 OVAL ST, KANNAPOLIS, NC 28081-2050
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN HERITAGE LENDING
Sep 11, 2017	Warranty Deed, Transfer BARRISTER TITLE SERVICES, BARRISTER TITLE AGENCY INC
Jan 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage LLOYD A & BARBARA A WELTER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2017 · Amount on Record
Deed Sale	Sep 11, 2017 · Amount on Record
Prior Sale	Sep 29, 2015 · Amount on Record
Deed Book / Page	1296 / 230
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Apr 23, 2026
Property Address	906 OVAL ST, KANNAPOLIS, NC 28081-2050
Document Number	1481000739
Book / Page	1481 / 739
Instrument Date	Apr 20, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	USA NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 OVAL ST, KANNAPOLIS, NC 28081-2050

Mortgage

Document Number	1481000740,
Date	Apr 23, 2026
Book Page	1481/740

Lender

Name	AMERICAN HERITAGE LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Sep 11, 2017
Property Address	906 OVAL ST, KANNAPOLIS, NC 28081-2050
Document Number	0012960230
Book / Page	001296 / 000230
Instrument Date	Aug 30, 2017
Transaction Type	Transfer
Record Updated	Sep 26, 2017
Title Company	BARRISTER TITLE SERVICES, BARRISTER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$65.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5219 THE PLAZA CHARLOTTE NC 282152139, CHARLOTTE, NC 28215-2139

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	906 OVAL ST, KANNAPOLIS, NC 28081-2050
Document Number	0012840598
Book / Page	001284 / 000598
Instrument Date	Jan 24, 2017
Transaction Type	Mortgage
Record Updated	Feb 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 OVAL ST KANNAPOLIS NC 280812050, KANNAPOLIS, NC 28081-2050

Mortgage

Document Number	0012840598
Date	Feb 7, 2017
Book Page	001284/000598

Lender

Name	LLOYD A & BARBARA A WELTER

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 6, 2027

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Kannapolis City
Unified School District	Kannapolis City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,345.00	$111,217 (-) Land $32,107 Building $79,110
2023	$1,345.00	$111,217 Land $32,107 Building $79,110	$111,217 Land $32,107 Building $79,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1995)
Most Recent Claim	Sep 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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