922 E Main St, Whitewater, WI 53190 Property Records

Walworth County property record for 922 E Main St, Whitewater, WI 53190

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$154,200 (Nov 2010)
Tax Bill	$3,173 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HAS 00021`

Property Details

APN / Parcel Number

Primary APN	`HAS 00021`

Exterior

Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Street Address	922 E MAIN ST
City	WHITEWATER
State	WI
Zip	53190-2122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 3 S. C. HALLS ADD CITY OF WHITEWATER
Legal Subdivision	HALLS, S C ADD
Legal Block	3
Legal Lot Number	4
Jurisdiction	WALWORTH WI
Township / Civil Division	WHITEWATER
Census Block Group	2
Census Block	2004
Census Tract	400

Owner

Source: Walworth County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	922 E MAIN ST, WHITEWATER, WI 53190-2122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Deed of Trust, Mortgage FIRST CITIZENS STATE BANK
Dec 13, 2021	Deed of Trust, Mortgage FIRST CITIZENS STATE BANK
Apr 8, 2026	Deed of Trust, Mortgage · Line of Credit UW CREDIT UNION
Jul 31, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage BANCO SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2010 · Amount on Record
Deed Sale	Nov 8, 2010 · Amount on Record
Prior Sale	Jun 24, 2005 · Amount on Record
Deed Document Number	2010802211
Prior Transfer Date	Jun 21, 2005
Prior Transfer Doc	0000644681
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	922 E MAIN ST, WHITEWATER, WI 53190-2122
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	922 E MAIN ST, WHITEWATER, WI 53190-2122

Mortgage

Document Number	0001064569
Date	Jun 30, 2022
Instrument	1064569

Lender

Name	FIRST CITIZENS STATE BANK
Type	Bank
Address	WHITEWATER, WI 53190

Agreement

Amount	Amount Recorded

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	922 E MAIN ST, WHITEWATER, WI 53190-2122
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	922 E MAIN ST, WHITEWATER, WI 53190-2122

Mortgage

Document Number	0001052634
Date	Dec 13, 2021
Instrument	1052634

Lender

Name	FIRST CITIZENS STATE BANK
Type	Bank
Address	WHITEWATER, WI 53190

Agreement

Amount	Amount Recorded

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Recording Date	Apr 8, 2026
Property Address	922 E MAIN ST, WHITEWATER, WI 53190-2122
Document Number	0001127585
Instrument Date	Mar 12, 2026
Instrument	20261127585
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	922 E MAIN ST, WHITEWATER, WI 53190-2122

Mortgage

Document Number	0001127585,
Date	Apr 8, 2026
Instrument	20261127585

Lender

Name	UW CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.09%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALWORTH WI
Recording Date	Jul 31, 2020
Property Address	922 E MAIN ST, WHITEWATER, WI 53190-2122
Document Number	0001014825
Instrument Date	Jul 27, 2020
Instrument	1014825
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001014826
Date	Jul 31, 2020
Instrument	1014826

Lender

Name	BANCO SERVICES INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: Walworth County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Walworth County
Municipality	Whitewater City
Unified School District	Whitewater School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,173.00 (+18.18%) Homeowner's exemption	$208,600 (+13.68%) Land $38,000 Building $170,600	$210,346 (+21.29%) Land $38,318 Building $172,028
2023	$2,685.00 (-0.7%) Homeowner's exemption	$183,500 (+10.48%) Land $38,000 Building $145,500
2022	$2,704.00 Homeowner's exemption	$166,100 Land $38,000 Building $128,100	$173,429

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEWATER WATERWORKS serves 14,000 people · EPA ID WI2650056
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netwurx.

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