1004 E Main St, Whitewater, WI 53190 Property Records

Walworth County property record for 1004 E Main St, Whitewater, WI 53190

Property Summary

Property Type	Single Family Home
Lot Size	0.419 acres (18,295 sqft)
Owner	Individual Name on Record
Tax Bill	$3,403 (2025)
Deeds & Mortgages	May 2022 Mortgage Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`A270300001`

Property Details

APN / Parcel Number

Primary APN	`A270300001`

Exterior

Lot Area	18,295 sqft (0.419 acres)

Location & Zoning

Street Address	1004 E MAIN ST
City	WHITEWATER
State	WI
Zip	53190-2123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 CERTIFIED SURVEY NO. 2703 AS RECORDED IN VOL 14 OF C.S. ON PAGE 17 WCR. LOCATED IN SW 1/4 SEC 3 T4N R15E. 18273.7 SQ FT
Legal Range	15E
Legal Township	04N
Legal Section	03
Legal Subdivision	CERTIFIED SURV MAP #2703
Legal Lot Number	1
Jurisdiction	WALWORTH WI
Township / Civil Division	WHITEWATER
Census Block Group	2
Census Block	2000
Census Tract	400

Owner

Source: Walworth County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	825 E COURT ST, JANESVILLE, WI 53545-4016
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANCO SERVICES INC
	Deed of Trust, Mortgage
May 22, 2023	Deed of Trust, Mortgage FIRST CITIZENS STATE BANK
May 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANCO SERVICES INC
	Deed of Trust, Mortgage

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 10, 2014
Transfer Doc	0000878591
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	1004 E MAIN ST, WHITEWATER, WI 53190-2123
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001061981
Date	May 17, 2022
Instrument	1061981

Lender

Name	BANCO SERVICES INC
Type	Non-Lending Institution
Address	WHITEWATER, WI 53190

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	1004 E MAIN ST, WHITEWATER, WI 53190-2123
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	1004 E MAIN ST, WHITEWATER, WI 53190-2123
Transaction Type	Mortgage
Record Updated	Jun 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 E COURT ST, JANESVILLE, WI 53545-4016

Mortgage

Document Number	0001079087
Date	May 22, 2023
Instrument	1079087

Lender

Name	FIRST CITIZENS STATE BANK
Type	Bank
Address	WHITEWATER, WI 53190

Agreement

Amount	Amount Recorded

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	1004 E MAIN ST, WHITEWATER, WI 53190-2123
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001061981
Date	May 17, 2022
Instrument	1061981

Lender

Name	BANCO SERVICES INC
Type	Non-Lending Institution
Address	WHITEWATER, WI 53190

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	1004 E MAIN ST, WHITEWATER, WI 53190-2123
Transaction Type	Mortgage
Record Updated	Apr 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Walworth County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Walworth County
Municipality	Whitewater City
Unified School District	Whitewater School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,403.00 (+25.2%)	$199,900 (+20.49%) Land $41,400 Building $158,500	$201,574 (+24.55%) Land $41,747 Building $159,827
2023	$2,718.00 (-1.06%)	$165,900 (+7.03%) Land $41,400 Building $124,500
2022	$2,747.00	$155,000 Land $41,400 Building $113,600	$161,839

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEWATER WATERWORKS serves 14,000 people · EPA ID WI2650056
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netwurx.

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