Genesee County property record for 9184 Baldwin Rd, Gaines, MI 48436 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,818 sqft · built 1998 |
| Lot Size | 9.56 acres (416,434 sqft) |
| Owner | Individual Name on File |
| Last Sale | $317,400 (May 2017) |
| Tax Bill | $2,116 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-27-400-022 |
| Primary APN | 10-27-400-022 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,818 sqft Living Area |
| 1st Floor Area | 1,281 sqft |
| Basement Area | 1,281 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 416,434 sqft (9.56 acres) |
| Garage Area | 2,320 sqft |
| Parking Spaces | 8 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9184 BALDWIN RD |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-9764 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A PARCEL OF LAND BEG N 89 DEG 46 MIN 09 SEC E 666.1 FT FROM S 1/4 COR OF SEC TH N 89 DEG 46 MIN 09 SEC E 159.51 FT TH N 1 DEG |
| Legal Range | 05E |
| Legal Township | 06N |
| Legal Section | 27 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | GAINES |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 12801 |
Source: Genesee County records · APN 10-27-400-022
Assessment roll updated October 3, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9184 BALDWIN RD, GAINES, MI 48436-9764 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 03, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 18, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 24, 2018 | Deed of Trust, Mortgage · FHA Mortgage HOME LN SPECIALISTS |
| May 19, 2017 | Warranty Deed, Transfer · FHA Mortgage HOME LN SPECIALISTS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 19, 2017 · Amount on Record |
| Deed Sale | May 19, 2017 · Amount on Record |
| Prior Sale | Apr 12, 2007 · Amount on Record |
| Deed Document Number | 201739997 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 9184 BALDWIN RD, GAINES, MI 48436-9764 |
| Transaction Type | Mortgage |
| Record Updated | Apr 06, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202103030015024 |
|---|---|
| Date | Mar 03, 2021 |
| Instrument | 202103030015024 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 328 Months |
| Due | Jul 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 9184 BALDWIN RD, GAINES, MI 48436-9764 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000060395 |
|---|---|
| Date | Sep 18, 2019 |
| Instrument | 201909180060395 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Jul 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 9184 BALDWIN RD, GAINES, MI 48436-9764 |
| Document Number | 0000069319 |
| Instrument Date | May 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9184 BALDWIN RD GAINES MI 484369764, GAINES, MI 48436-9764 |
| Document Number | 0000069319 |
|---|---|
| Date | May 31, 2018 |
| Instrument | 69319 |
| Name | HOME LN SPECIALISTS |
|---|---|
| Type | Funding / Finance Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 30, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | May 19, 2017 |
| Property Address | 9184 BALDWIN RD, GAINES, MI 48436-9764 |
| Document Number | 0000039997 |
| Instrument Date | Mar 24, 2017 |
| Instrument | 39997 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2017 |
| Title Company | TITLE ONE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,729.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1405 LAWRENCE CT FENTON MI 48430, FENTON, MI 48430 |
| Document Number | 18822 |
|---|---|
| Date | May 19, 2017 |
| Instrument | 18822 |
| Name | HOME LN SPECIALISTS |
|---|---|
| Type | Funding / Finance Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 18, 2047 |
Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Gaines Township |
| Unified School District | Swartz Creek Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,116.00 (-66.25%) Homeowner's exemption | $247,700 (+10.63%) | $495,400 (+10.63%) |
| 2024 | $6,269.00 (+30.6%) | ||
| 2023 | $223,900 | $447,800 | |
| 2019 | $4,800.00 |
Source: FEMA National Flood Hazard Layer, Genesee County (26049C), updated February 19, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260490128012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2014–2017) |
| Most Recent Claim | Apr 2017, river or lake flooding |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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