McIntosh County property record for 921 W Spaulding St, Checotah, OK 74426
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,560 sqft · built 2006 |
| Lot Size | 0.253 acres (11,021 sqft) |
| Owner | Individual Name on File |
| Last Sale | $199,500 (Jul 2025) |
| Tax Bill | $1,827 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Feb 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 460026020 |
| Primary APN | 460026020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 1,560 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,021 sqft (0.253 acres) |
| Garage Type | Detached |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 96 sqft |
| Utility Building | 900 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 460026020 |
|---|---|
| Street Address | 921 W SPAULDING ST |
| City | CHECOTAH |
| State | OK |
| Zip | 74426-2054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 BLK 60 OT-CHECOTAH 658/372 721/267 822/505 842/139 957/143 1121/321 1201/615 1234/621 |
| Legal Range | 17E |
| Legal Township | 12N |
| Legal Section | 32 |
| Legal Subdivision | CHECOTAH |
| Legal Block | 60 |
| Legal Lot Number | 10 |
| Jurisdiction | MCINTOSH OK |
| Township / Civil Division | CHECOTAH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 779700 |
921 W Spaulding St is owned and occupied by an individual who bought it in July 2025.
Source: McIntosh County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 921 W SPAULDING ST, CHECOTAH, OK 74426-2054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2021 | Warranty Deed, Transfer · USDA Mortgage FLAT BRANCH HOME LOANS INC |
| Feb 14, 2017 | Deed of Trust, Mortgage · Line of Credit AMERICAN BANK OF OKLAHOMA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2025 · Amount on File |
| Deed Sale | Jul 1, 2025 · Amount on File |
| Prior Sale | Jun 7, 2024 · Amount on File |
| Deed Document Number | 20252796 |
| Deed Book / Page | 1234 / 621 |
| Prior Transfer Date | Feb 26, 2015 |
| Prior Transfer Doc | 0000000007 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCINTOSH OK |
| Recording Date | Sep 22, 2021 |
| Property Address | 921 W SPAULDING ST, CHECOTAH, OK 74426-2054 |
| Document Number | 1121/321 |
| Book / Page | 1121 / 321 |
| Instrument Date | Aug 13, 2021 |
| Instrument | 2021-005087 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2021 |
| Title Company | OKLAHOMA SECURED TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $221.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 921 W SPAULDING ST, CHECOTAH, OK 74426-2054 |
| Document Number | 2021005089 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 2021-005089 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCINTOSH OK |
| Property Address | 921 W SPAULDING ST, CHECOTAH, OK 74426-2054 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0999/477 |
|---|---|
| Date | Feb 14, 2017 |
| Book Page | 0999/477 |
| Instrument | 2017-000549 |
| Name | AMERICAN BANK OF OKLAHOMA |
|---|---|
| Type | Bank |
| Address | MUSKOGEE, OK 74402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Feb 7, 2018 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 921 W Spaulding St was $1,827.
Source: McIntosh County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | McIntosh County |
| Municipality | Checotah City |
| Unified School District | Checotah Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,459 (-1.01%) Land $1,440 Building $19,019 | $185,995 (-1.01%) Land $13,089 Building $172,906 | |
| 2025 | $1,827.00 | $20,668 (+9.94%) Land $1,440 Building $19,228 | $187,890 (+9.94%) Land $13,089 Building $174,801 |
| 2024 | $1,827.00 (+29.94%) | $18,800 (+13.71%) Land $932 Building $17,868 | $170,903 (+8.46%) Land $8,470 Building $162,433 |
| 2023 | $1,406.00 | $16,534 Land $779 Building $15,755 | $157,569 Land $8,470 Building $149,099 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 921 W Spaulding St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 15, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 921 W Spaulding St is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 88% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCINTOSH CO. RWD #3 (VICTOR) serves 920 people · EPA ID OK3004903 |
|---|---|
| Water Source | Purchased surface water from CHECOTAH PWA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Cross Wireless Fiber | 1,000 / 500 |
| Vyve Broadband Cable | 1,000 / 50 |
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