McIntosh County property record for 908 W Spaulding St, Checotah, OK 74426
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 783 sqft · built 1930 |
| Lot Size | 0.152 acres (6,621 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $38,500 (Dec 2022) |
| Tax Bill | $361 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Construction Loan Mar 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 460026023 |
| Primary APN | 460026023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 783 sqft Living Area |
| 1st Floor Area | 723 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 6,621 sqft (0.152 acres) |
| Porch | Slab |
| Porch Area | 126 sqft |
| Deck Area | 56 sqft |
| Cooling System | None |
|---|---|
| Heating System | Space Heater |
| Account Number | 460026023 |
|---|---|
| Street Address | 908 W SPAULDING ST |
| City | CHECOTAH |
| State | OK |
| Zip | 74426-2055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E2 LOT 3 BLK.61 OT-CHECOTAH 486/172 934/139 1018/581 1137/478 1162/289 |
| Legal Range | 17E |
| Legal Township | 12N |
| Legal Section | 32 |
| Legal Subdivision | CHECOTAH |
| Legal Block | 61 |
| Legal Lot Number | 3 |
| Jurisdiction | MCINTOSH OK |
| Township / Civil Division | CHECOTAH |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 779700 |
Source: McIntosh County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 908 W SPAULDING ST, CHECOTAH, OK 74426-2055 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2022 | Warranty Deed, Transfer · Construction Mortgage PEOPLES NATIONAL BANK |
| Mar 11, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage PEOPLES NATIONAL BANK |
| Dec 19, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2022 · Amount on Record |
| Deed Sale | Dec 27, 2022 · Amount on Record |
| Prior Sale | Mar 11, 2022 · Amount on Record |
| Deed Document Number | 20227051 |
| Deed Book / Page | 1162 / 289 |
| Prior Transfer Date | Dec 19, 2022 |
| Prior Transfer Doc | 001162/289 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCINTOSH OK |
| Recording Date | Dec 27, 2022 |
| Property Address | 908 W SPAULDING ST, CHECOTAH, OK 74426-2055 |
| Document Number | 001162/289 |
| Book / Page | 1162 / 289 |
| Instrument Date | Dec 19, 2022 |
| Instrument | I-2022-007051 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $57.75 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 908 W SPAULDING ST, CHECOTAH, OK 74426-2055 |
| Document Number | I2022007052 |
|---|---|
| Date | Dec 27, 2022 |
| Instrument | I-2022-007052 |
| Name | PEOPLES NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 62 Months |
| Due | Feb 19, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCINTOSH OK |
| Recording Date | Mar 11, 2022 |
| Property Address | 908 W SPAULDING ST, CHECOTAH, OK 74426-2055 |
| Document Number | 001137/478 |
| Book / Page | 1137 / 478 |
| Instrument Date | Mar 9, 2022 |
| Instrument | I-2022-001322 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $45.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 209 NW 2ND ST, CHECOTAH, OK 74426-2238 |
| Document Number | I2022001323 |
|---|---|
| Date | Mar 11, 2022 |
| Instrument | I-2022-001323 |
| Name | PEOPLES NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 9, 2032 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCINTOSH OK |
| Recording Date | Dec 19, 2017 |
| Property Address | 908 W SPAULDING ST, CHECOTAH, OK 74426-2055 |
| Document Number | 001018/581 |
| Book / Page | 1018 / 581 |
| Instrument Date | Oct 11, 2017 |
| Instrument | 2017-005469 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $42.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 114321 S 4193 RD, 114321, CHECOTAH, OK 74426-4101 |
| Name | Verified Name |
|---|---|
| Address | 615 S BROADWAY ST, CHECOTAH, OK 74426-4814 |
Source: McIntosh County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | McIntosh County |
| Municipality | Checotah City |
| Unified School District | Checotah Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,289 (+4.99%) Land $619 Building $3,670 | $38,993 (-30.82%) Land $5,630 Building $33,363 | |
| 2025 | $361.00 | $4,085 (+4.99%) Land $590 Building $3,495 | $56,362 (+59.35%) Land $7,893 Building $48,469 |
| 2024 | $361.00 (+12.81%) | $3,891 (+3.57%) Land $562 Building $3,329 | $35,369 (+3.57%) Land $5,107 Building $30,262 |
| 2023 | $320.00 | $3,757 Land $562 Building $3,195 | $34,151 Land $5,107 Building $29,044 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 15, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCINTOSH CO. RWD #3 (VICTOR) serves 920 people · EPA ID OK3004903 |
|---|---|
| Water Source | Purchased surface water from CHECOTAH PWA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Cross Wireless Fiber | 1,000 / 500 |
| Vyve Broadband Cable | 1,000 / 50 |
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