921 Sleeping Indian Rd, Oceanside, CA 92057 Property Records

San Diego County property record for 921 Sleeping Indian Rd, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,820 sqft · built 1988
Lot Size5.01 acres (218,236 sqft)
OwnerCompany Name on File
Last Sale$1,230,000 (Sep 2004)
Tax Bill$16,931 (2025)
Deeds & MortgagesDec 2021 Mortgage
Nov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN122-280-18-00

Property Details

APN / Parcel Number

Primary APN122-280-18-00
Alternative APN
  • 1222800300

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area3,820 sqft Living Area

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Lot Area218,236 sqft
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Old Parcel Number1222800300
Street Address921 SLEEPING INDIAN RD
CityOCEANSIDE
StateCA
Zip92057-2118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionPAR 4 (EX ST) TR PM06151
Legal SubdivisionCITY/OCEANSIDE
Legal Tract6151
Legal Block2
Legal Lot Number4
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2003
Census Tract18619

Owner

Source: San Diego County assessment roll, APN 122-280-18-00, as of July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address921 SLEEPING INDIAN RD, OCEANSIDE, CA 92057-2118
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 06, 2021Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LENDING LLC
Nov 17, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 10, 2004 · Amount on Record
Deed SaleSep 10, 2004 · Amount on Record
Prior SaleDec 04, 1985 · Amount on Record
Deed Document Number2004864601
Prior Transfer DateJan 09, 2004
Prior Transfer Doc0000250933
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address921 SLEEPING INDIAN RD, OCEANSIDE, CA 92057-2118
Transaction TypeMortgage
Record UpdatedDec 15, 2021
Title CompanyWESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address921 SLEEPING INDIAN RD, OCEANSIDE, CA 92057-2118

Mortgage

Document Number0000827401
DateDec 06, 2021
Instrument2021-0827401
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2051

November 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 17, 2017
Property Address921 SLEEPING INDIAN RD, OCEANSIDE, CA 92057-2118
Document Number0000537624
Map ReferencePM6151
Instrument DateNov 13, 2017
Instrument2017-0537624
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCHICAGO TITLE COMPANY SD

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address921 SLEEPING INDIAN RD, OCEANSIDE, CA 92057-2118

Mortgage

Document Number0000537625
DateNov 17, 2017
Instrument2017-0537625
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2047

Mortgage

Document Number0000537626
DateNov 17, 2017
Instrument2017-0537626
Lender
NameTCF NATIONAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 23, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Diego County assessment roll as of July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,620,000 (+0.37%) Land $471,000 Building $1,149,000
2025$16,931.00 (+19.91%) Homeowner's exemption$1,614,000 (+19.56%) Land $470,000 Building $1,144,000
2023$14,120.00 (+7.7%) Homeowner's exemption$1,350,000 Land $394,000 Building $956,000
2022$13,111.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186192, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 62% of the US · lower than 62% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 29 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3710014, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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