728 Sleeping Indian Rd, Oceanside, CA 92057 Property Records

San Diego County property record for 728 Sleeping Indian Rd, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,687 sqft · built 1979
Lot Size	3.43 acres (149,411 sqft)
Owner	2 Individual Names on Record
Last Sale	$742,500 (Sep 2017)
Tax Bill	$8,868 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Oct 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`122-310-06-00`

Property Details

APN / Parcel Number

Primary APN	`122-310-06-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,687 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	149,411 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	728 SLEEPING INDIAN RD
City	OCEANSIDE
State	CA
Zip	92057-2113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	PAR A TR PM03319
Legal Tract	3319
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1010
Census Tract	18619

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	728 SLEEPING INDIAN RD, OCEANSIDE, CA 92057-2113
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage SHARP LOAN INC SHARP LOAN INC
Aug 28, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 28, 2018	Quit Claim Deed, Transfer Quitclaim
Sep 18, 2017	Affidavit of Death, Transfer FIRST AMERICAN TITLE
Sep 18, 2017	Grant Deed, Transfer · Conventional Mortgage 5TH STREET CAP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2017 · Amount on Record
Deed Sale	Sep 18, 2017 · Amount on Record
Prior Sale	Feb 11, 1999 · Amount on Record
Deed Document Number	2017426919
Last Transfer Date	Aug 22, 2018
Transfer Doc	0000352918
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	728 SLEEPING INDIAN RD, OCEANSIDE, CA 92057-2113
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000400761
Date	Sep 13, 2019
Instrument	2019-0400761

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	728 SLEEPING INDIAN RD, OCEANSIDE, CA 92057-2113
Document Number	0000609866
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	728 SLEEPING INDIAN RD OCEANSIDE CA 920572113, OCEANSIDE, CA 92057-2113

Mortgage

Document Number	0000609866
Date	Oct 8, 2020
Instrument	609866

Lender

Name	SHARP LOAN INC SHARP LOAN INC
Type	Bank
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2050

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 28, 2018
Property Address	728 SLEEPING INDIAN RD, OCEANSIDE, CA 92057-2113
Document Number	0000352916
Map Reference	PG 3319
Instrument Date	Aug 22, 2018
Instrument	2018-0352916
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 SLEEPING INDIAN RD, OCEANSIDE, CA 92057-2113

Mortgage

Document Number	0000352917
Date	Aug 28, 2018
Instrument	2018-0352917

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 28, 2018
Property Address	728 SLEEPING INDIAN RD, OCEANSIDE, CA 92057-2113
Document Number	0000352918
Instrument Date	Aug 22, 2018
Instrument	352918
Transaction Type	Transfer
Record Updated	Sep 5, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	728 SLEEPING INDIAN RD OCEANSIDE CA 920572113, OCEANSIDE, CA 92057-2113

September 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 18, 2017
Property Address	728 SLEEPING INDIAN RD, OCEANSIDE, CA 92057-2113
Document Number	0000426918
Instrument Date	Aug 24, 2017
Instrument	426918
Transaction Type	Transfer
Record Updated	Sep 25, 2017
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2121 PALOMAR AIRPORT RD #210 CARLSBAD CA 920111497, 210, CARLSBAD, CA 92011-1497

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 18, 2017
Property Address	728 SLEEPING INDIAN RD, OCEANSIDE, CA 92057-2113
Document Number	0000426919
Instrument Date	Aug 14, 2017
Instrument	426919
Transaction Type	Transfer
Record Updated	Sep 25, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$816.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	728 SLEEPING INDIAN RD OCEANSIDE CA 920572113, OCEANSIDE, CA 92057-2113

Mortgage

Document Number	426920
Date	Sep 18, 2017
Instrument	426920

Lender

Name	5TH STREET CAP INC
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$861,730 (+2%) Land $464,232 Building $397,498
2025	$8,868.00 (+4.44%) Homeowner's exemption	$844,834 (+4.04%) Land $455,130 Building $389,704
2023	$8,491.00 (+1.75%) Homeowner's exemption	$812,029 Land $437,457 Building $374,572
2022	$8,345.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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