Bonner County property record for 921 Ruth Ave, Sandpoint, ID 83864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,481 sqft · built 1958 |
| Lot Size | 0.173 acres (7,536 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,352 (2026) |
| Deeds & Mortgages | Jun 2026 Sale Aug 2023 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | RPS00130010030A |
| Primary APN | RPS00130010030A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,481 sqft Finished Area |
| 1st Floor Area | 1,481 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,536 sqft (0.173 acres) |
| Garage Type | Built-in |
| Lean-To | 325 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 921 RUTH AVE |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-1976 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15-57N-2W BALD MTN VIEW LOTS BLK 1 LOT 3 - CPWRS |
| Legal Range | 02W |
| Legal Township | 57N |
| Legal Section | 15 |
| Legal Subdivision | CPWRS |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 950300 |
Source: Bonner County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 213 TWO MILE RD, SAGLE, ID 83860-8775 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 26, 2026 | Warranty Deed, Transfer BONDED TITLE, BONNER TITLE |
| Aug 25, 2023 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Aug 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| May 7, 2021 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| May 19, 2020 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| May 3, 2019 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Sep 26, 2017 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2026 |
| Deed Sale | Jun 26, 2026 |
| Deed Document Number | 20261063604 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Jun 26, 2026 |
| Property Address | 921 RUTH AVE, SANDPOINT, ID 83864-1976 |
| Document Number | 0001063604 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 20261063604 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | BONDED TITLE, BONNER TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 213 TWO MILE RD, SAGLE, ID 83860-8775 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 921 RUTH AVE, SANDPOINT, ID 83864-1976 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2023 |
| Title Company | ALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TTL BOISE PRODUCTIO |
| Name | Verified Name |
|---|---|
| Address | 921 RUTH AVE, SANDPOINT, ID 83864-1976 |
| Document Number | 0001024478 |
|---|---|
| Date | Aug 25, 2023 |
| Instrument | 1024478 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 921 RUTH AVE, SANDPOINT, ID 83864-1976 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Title Company | AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0001010370 |
|---|---|
| Date | Aug 23, 2022 |
| Instrument | 1010370 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 921 RUTH AVE, SANDPOINT, ID 83864-1976 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 988402 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 988402 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 921 RUTH AVE, SANDPOINT, ID 83864-1976 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Title Company | ALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TTL BOISE PRODUCTIO |
| Name | Verified Name |
|---|
| Document Number | 982292 |
|---|---|
| Date | May 7, 2021 |
| Instrument | 982292 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 921 RUTH AVE, SANDPOINT, ID 83864-1976 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2020 |
| Title Company | ALLIANCE TITLE BOIION CENTER |
| Name | Verified Name |
|---|
| Document Number | 957479 |
|---|---|
| Date | May 19, 2020 |
| Instrument | 957479 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 921 RUTH AVE, SANDPOINT, ID 83864-1976 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2019 |
| Title Company | ALLIANCE TTL BOISE PRODUCATI |
| Name | Verified Name |
|---|
| Document Number | 938038 |
|---|---|
| Date | May 3, 2019 |
| Instrument | 938038 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 921 RUTH AVE, SANDPOINT, ID 83864-1976 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 911936 |
|---|---|
| Date | Sep 26, 2017 |
| Instrument | 911936 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Municipality | Sandpoint City |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,352.00 (+10.1%) Homeowner's exemption | $333,898 (+7.34%) Land $178,918 Building $154,980 | $333,898 (+7.34%) Land $178,918 Building $154,980 |
| 2025 | $1,228.00 (+19.8%) Homeowner's exemption | $311,058 (-3.01%) Land $178,918 Building $132,140 | $311,058 (-3.01%) Land $178,918 Building $132,140 |
| 2023 | $1,025.00 Homeowner's exemption | $320,716 Land $178,918 Building $141,798 | $320,716 Land $178,918 Building $141,798 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 95% of Idaho |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Ting Fiber | 1,000 / 1,000 |
| Vyve Broadband Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| MountainLink Fixed Wireless | 250 / 50 |
| Kaniksu Internet Fixed Wireless | 100 / 30 |
| Intermax Networks Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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