Bonner County property record for 907 Ruth Ave, Sandpoint, ID 83864
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 672 sqft · built 1960 |
| Lot Size | 0.155 acres (6,752 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $1,671 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer Sep 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | RPS0013001005AA |
| Primary APN | RPS0013001005AA |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 672 sqft Finished Area |
| 1st Floor Area | 672 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Concrete |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 6,752 sqft (0.155 acres) |
| Garage Type | Built-in |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 907 RUTH AVE |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-1976 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15-57N-2W BALD MTN VIEW LOTS BLK 1 LOT 5 LESS TAX 1 |
| Legal Range | 02W |
| Legal Township | 57N |
| Legal Section | 15 |
| Legal Subdivision | BALD MTN VIEW LOTS |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 950300 |
Source: Bonner County assessment roll, as of August 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 907 RUTH AVE, SANDPOINT, ID 83864-1976 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 23, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 4, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 5, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO |
| Apr 6, 2020 | Warranty Deed, Transfer · Stand-Alone Second Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 7, 2026 |
| Deed Sale | Jan 7, 2026 |
| Prior Sale | Sep 14, 2021 |
| Deed Document Number | 20261056869 |
| Prior Transfer Date | Dec 19, 2022 |
| Prior Transfer Doc | 0001015305 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Jul 23, 2026 |
| Property Address | 907 RUTH AVE, SANDPOINT, ID 83864-1976 |
| Document Number | 0001064921 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 20261064921 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 907 RUTH AVE, SANDPOINT, ID 83864-1976 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 907 RUTH AVE, SANDPOINT, ID 83864-1976 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000927204 |
|---|---|
| Date | Sep 4, 2018 |
| Instrument | 927204 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2038 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Apr 5, 2021 |
| Property Address | 907 RUTH AVE, SANDPOINT, ID 83864-1976 |
| Document Number | 0000980021 |
| Map Reference | MB 3 PG 56 |
| Instrument Date | Mar 3, 2021 |
| Instrument | 980021 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2023 |
| Title Company | ALLIANCE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 907 RUTH AVE, SANDPOINT, ID 83864-1976 |
| Document Number | 0000980022 |
|---|---|
| Date | Apr 5, 2021 |
| Instrument | 980022 |
| Name | EVERGREEN MONEYSOURCE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Apr 6, 2020 |
| Property Address | 907 RUTH AVE, SANDPOINT, ID 83864-1976 |
| Document Number | 0000955300 |
| Map Reference | MB 3 PG 56 |
| Instrument Date | Mar 27, 2020 |
| Instrument | 955300 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2023 |
| Title Company | TITLEONE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 342, SANDPOINT, ID 83864-0342 |
| Document Number | 0000955302 |
|---|---|
| Date | Apr 6, 2020 |
| Instrument | 955302 |
| Name | EVERGREEN MONEYSOURCE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 1, 2030 |
| Document Number | 0000955301 |
|---|---|
| Date | Apr 6, 2020 |
| Instrument | 955301 |
| Name | EVERGREEN MONEYSOURCE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | BELLEVUE, WA 98006 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
Source: Bonner County assessment roll, as of August 22, 2025
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Municipality | Sandpoint City |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $285,447 (+20.31%) | $285,447 (+20.31%) | |
| 2025 | $1,671.00 (-4.73%) | $237,267 (-2.86%) Land $170,667 Building $66,600 | $237,267 (-2.86%) Land $170,667 Building $66,600 |
| 2023 | $1,754.00 | $244,262 Land $170,667 Building $73,595 | $244,262 Land $170,667 Building $73,595 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 95% of Idaho |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Ting Fiber | 1,000 / 1,000 |
| Vyve Broadband Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| MountainLink Fixed Wireless | 250 / 50 |
| Kaniksu Internet Fixed Wireless | 100 / 30 |
| Intermax Networks Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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