Santa Clara County property record for 921 Puma Way, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,065 sqft · built 2016 |
| Lot Size | 0.161 acres (7,020 sqft) |
| Owner | Individual Name on File |
| Last Sale | $895,000 (Mar 2017) |
| Tax Bill | $13,245 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Aug 2021 Second Mortgage + 5 more |
| Flood Zone | Zone D (undetermined) |
| APN | 783-77-007 |
| Primary APN | 783-77-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,065 sqft Living Area |
| 1st Floor Area | 1,605 sqft |
| 2nd Floor Area | 1,460 sqft |
| Year Built | Built 2016 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 7,020 sqft (0.161 acres) |
| Garage Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 921 PUMA WAY |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-9346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-20S |
| Legal Description | TR 10230 LOT 7 |
| Legal Tract | 10230 |
| Legal Lot Number | 7 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 512515 |
921 Puma Way is owned and occupied by an individual who bought it in March 2017.
Source: Santa Clara County records, as of October 20, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 921 PUMA WAY, GILROY, CA 95020-9346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2026 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Aug 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Jun 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jul 31, 2018 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Feb 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Oct 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Mar 9, 2017 | Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2017 · Amount on File |
| Deed Sale | Mar 9, 2017 · Amount on File |
| Deed Document Number | 23598970 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Sep 17, 2026 |
| Property Address | 921 PUMA WAY, GILROY, CA 95020-9346 |
| Document Number | 0026052439 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 202626052439 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 921 PUMA WAY, GILROY, CA 95020-9346 |
| Document Number | 0026052439, |
|---|---|
| Date | Sep 17, 2026 |
| Instrument | 202626052439 |
| Name | SPRING EQ LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 921 PUMA WAY, GILROY, CA 95020-9346 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 921 PUMA WAY, GILROY, CA 95020-9346 |
| Document Number | 0025071134 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 25071134 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 19, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 921 PUMA WAY, GILROY, CA 95020-9346 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 921 PUMA WAY, GILROY, CA 95020-9346 |
| Document Number | 0024995865 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 24995865 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 921 PUMA WAY, GILROY, CA 95020-9346 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0023994007 |
|---|---|
| Date | Jul 31, 2018 |
| Instrument | 23994007 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 921 PUMA WAY, GILROY, CA 95020-9346 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024124643 |
|---|---|
| Date | Feb 28, 2019 |
| Instrument | 24124643 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 921 PUMA WAY, GILROY, CA 95020-9346 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0024294885 |
|---|---|
| Date | Oct 2, 2019 |
| Instrument | 24294885 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Mar 9, 2017 |
| Property Address | 921 PUMA WAY, GILROY, CA 95020-9346 |
| Document Number | 0023598970 |
| Map Reference | MAP879 PG7-17 |
| Instrument Date | Feb 27, 2017 |
| Instrument | 23598970 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 921 PUMA WAY, GILROY, CA 95020-9346 |
| Document Number | 0023598971 |
|---|---|
| Date | Mar 9, 2017 |
| Instrument | 23598971 |
| Name | AMERICAN PACIFIC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Document Number | 0023598972 |
|---|---|
| Date | Mar 9, 2017 |
| Instrument | 23598972 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 921 Puma Way was $13,245 with a homeowner's exemption.
Source: Santa Clara County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $13,245.00 Homeowner's exemption | $1,038,621 Land $481,640 Building $556,981 |
| 2023 | $12,930.00 (+1.75%) Homeowner's exemption | $998,292 Land $462,939 Building $535,353 |
| 2022 | $12,707.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 921 Puma Way in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 921 Puma Way is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 48% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILROY serves 59,426 people · EPA ID CA4310004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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