910 Puma Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 910 Puma Way, Gilroy, CA 95020 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,662 sqft · built 2017
Lot Size	0.161 acres (7,020 sqft)
Owner	Individual Name on File
Last Sale	$1,400,000 (Dec 2024)
Tax Bill	$17,649 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2022 Transfer + 2 more
Flood Zone	Zone D (undetermined)
APN	`783-77-050`

Property Details

APN / Parcel Number

Primary APN	`783-77-050`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,662 sqft Living Area
1st Floor Area	2,123 sqft
2nd Floor Area	539 sqft

Exterior

Year Built	Built 2017
Architectural Style	Other
Construction Type	Wood
Lot Area	7,020 sqft (0.161 acres)
Garage Area	647 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	910 PUMA WAY
City	GILROY
State	CA
Zip	95020-9344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 10230 LOT 50
Legal Tract	10230
Legal Lot Number	50
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	3
Census Block	3003
Census Tract	512515

Owner

Source: Santa Clara County records · APN 783-77-050

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	910 PUMA WAY, GILROY, CA 95020-9344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 01, 2025	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 30, 2022	Intrafamily Transfer, Transfer
Apr 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 20, 2017	Grant Deed, Transfer · ARM STERLING BANK & TRUST FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 04, 2024 · Amount on Record
Deed Sale	Dec 04, 2024 · Amount on Record
Prior Sale	Aug 30, 2022
Deed Document Number	25738222
Record Updated	Jun 08, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	910 PUMA WAY, GILROY, CA 95020-9344
Transaction Type	Mortgage
Record Updated	Oct 09, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 PUMA WAY, GILROY, CA 95020-9344

Mortgage

Document Number	0025877531
Date	Oct 01, 2025
Instrument	25877531

Lender

Name	US BANK NA
Type	Bank
Address	2800 TAMARACK RD, OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 01, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	1-Year CMT
Max Rate	10.7%

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 30, 2022
Property Address	910 PUMA WAY, GILROY, CA 95020-9344
Document Number	0025365978
Map Reference	MB 879 PG 7-17
Instrument Date	Aug 25, 2022
Instrument	25365978
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1194 S MARY AVE, SUNNYVALE, CA 94087-2103

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	910 PUMA WAY, GILROY, CA 95020-9344
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023916863
Date	Apr 24, 2018
Instrument	23916863

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2048

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 20, 2017
Property Address	910 PUMA WAY, GILROY, CA 95020-9344
Document Number	0023629846
Map Reference	MAP879 PG7-17
Instrument Date	Apr 12, 2017
Instrument	23629846
Transaction Type	Transfer
Record Updated	Sep 01, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	910 PUMA WAY, GILROY, CA 95020-9344

Mortgage

Document Number	0023629847
Date	Apr 20, 2017
Instrument	23629847

Lender

Name	STERLING BANK & TRUST FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	May 01, 2018
Change Frequency	Annually
Min Rate At Change	3.95%
Max Rate At Change	7.5%
Index	1-Year LIBOR
Max Rate	10.5%

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$17,649.00 (+40.31%) Homeowner's exemption	$1,400,000 (+44.33%) Land $560,000 Building $840,000
2023	$12,579.00 (+1.76%) Homeowner's exemption	$969,972 Land $367,594 Building $602,378
2022	$12,361.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855125153, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone D
Special Flood Hazard Area	No
Flood Hazard	Undetermined not studied
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	High above 73% of the US · above 48% of California
Wildfire Likelihood	About 1 in 291 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 40 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Razzolink	Fixed Wireless (unlicensed)	500 / 250
Verizon	Fixed Wireless	300 / 20
Etheric Communications, LLC.	Fixed Wireless (licensed-by-rule)	250 / 100
Hankins Information Technology	Fixed Wireless (unlicensed)	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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