921 Pine St, Oviedo, FL 32765 Property Records

Seminole County property record for 921 Pine St, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,234 sqft · built 1986
Lot Size	0.567 acres (24,716 sqft)
Owner	Individual Name on Record
Last Sale	$93,500 (Sep 2018)
Tax Bill	$5,239 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-21-31-501-0300-0020`

Property Details

APN / Parcel Number

Primary APN	`04-21-31-501-0300-0020`
Alternative APN	`21310450103000020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,234 sqft Living Area
Gross Area	1,528 sqft
1st Floor Area	1,234 sqft
Basement Area	154 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	24,716 sqft (0.567 acres)
Garage Type	Attached
Garage Area	294 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed/Unfinished Porch
Porch Area	236 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	921 PINE ST
City	OVIEDO
State	FL
Zip	32765-8710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOTS 2 3 & 4 BLK 3 CASSA-VILLA HEIGHTS PB 10 PG 97
Legal Range	31E
Legal Township	21S
Legal Section	04
Legal Subdivision	CASSA-VILLA HEIGHTS
Legal Tract	501
Legal Block	3
Legal Lot Number	2
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1017
Census Tract	21313

Owner

Source: Seminole County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2816 SUMMER BROOKE WAY, CASSELBERRY, FL 32707-5853
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP
Sep 14, 2018	Quit Claim Deed, Transfer CENTURY LNDG
Jan 31, 2017	Warranty Deed, Transfer · FHA Mortgage CENTURY LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2018 · Amount on Record
Deed Sale	Sep 14, 2018 · Amount on Record
Prior Sale	Jan 31, 2017 · Amount on Record
Deed Document Number	2018105237
Deed Book / Page	9210 / 957
Last Transfer Date	Jun 4, 2024
Transfer Doc	0106400374
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	921 PINE ST, OVIEDO, FL 32765-8710
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5440 ENDICOTT PL, OVIEDO, FL 32765-6183

Mortgage

Document Number	0102280251
Date	Apr 28, 2022
Book Page	10228/251
Instrument	2022051343

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	921 PINE ST, OVIEDO, FL 32765-8710
Transaction Type	Mortgage
Record Updated	Apr 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5440 ENDICOTT PL, OVIEDO, FL 32765-6183

Mortgage

Document Number	0099041348
Date	Apr 16, 2021
Book Page	9904/1348
Instrument	2021050222

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SEMINOLE FL
Recording Date	Sep 14, 2018
Property Address	921 PINE ST, OVIEDO, FL 32765-8710
Document Number	0092100957
Book / Page	009210 / 000957
Instrument Date	Aug 27, 2018
Instrument	105237
Transaction Type	Transfer
Record Updated	Oct 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$654.50
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	921 PINE ST OVIEDO FL 327658710, OVIEDO, FL 32765-8710

Mortgage

Document Number	92100959
Date	Sep 14, 2018
Book Page	009210/000959
Instrument	105238

Lender

Name	CENTURY LNDG
Address	LOUISVILLE, KY 40223

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 13, 2033

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jan 31, 2017
Property Address	921 PINE ST, OVIEDO, FL 32765-8710
Document Number	0088531097
Book / Page	008853 / 001097
Instrument Date	Jan 30, 2017
Instrument	10935
Transaction Type	Transfer
Record Updated	Feb 15, 2017
Title Company	SIGNATURE TITLE PROFESSIONALS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,337.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	921 PINE ST OVIEDO FL 327658710, OVIEDO, FL 32765-8710

Mortgage

Document Number	88531103
Date	Jan 31, 2017
Book Page	008853/001103
Instrument	10937

Lender

Name	CENTURY LNDG
Address	LOUISVILLE, KY 40223

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2047

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,239.00 (+27.69%)	$360,741 (+8.14%) Land $175,500 Building $185,241	$360,741 (+8.14%) Land $175,500 Building $185,241
2023	$4,103.00 (+9.76%)	$333,602 (+12.99%)	$333,602 (+8.61%) Land $157,500 Building $176,102
2022	$3,738.00	$295,251	$307,148 Land $146,250 Building $160,898

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 61 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	40 (1992–2024)
Claims Outside the SFHA	9 of 40
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 5 claims Tropical Storm Fay, Sep 2008 · 13 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER SPRINGS, CITY OF (3 WPS) serves 34,657 people · EPA ID FL3590879
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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