921 Mist Flower Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 921 Mist Flower Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,524 sqft · built 2010
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$201,500 (Oct 2018)
Tax Bill	$5,134 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-17-381-098-000`

Property Details

APN / Parcel Number

Primary APN	`08-17-381-098-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,524 sqft Living Area
1st Floor Area	1,524 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,276 sqft (0.19 acres)
Garage Area	420 sqft
Driveway	Concrete Driveway
Driveway Area	544 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	921 MIST FLOWER DR
City	WATERLOO
State	IL
Zip	62298-3180
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 98 QUAIL RIDGE PHASE III
Legal Range	09W
Legal Township	02S
Legal Section	17
Legal Subdivision	QUAIL RIDGE
Legal Lot Number	98
Jurisdiction	MONROE IL
Township / Civil Division	26
Census Block Group	4
Census Block	4028
Census Tract	600401

Owner

921 Mist Flower Dr is owned and occupied by two individuals who bought it in October 2018.

Source: Monroe County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	921 MIST FLOWER DR, WATERLOO, IL 62298-3180
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2020	Deed of Trust, Mortgage · FHA Mortgage GOLDEN OAK LNDG
Oct 17, 2018	Grant Deed, Transfer · FHA Mortgage SCOTT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2018 · Amount on File
Deed Sale	Oct 17, 2018 · Amount on File
Deed Document Number	2018398306
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	921 MIST FLOWER DR, WATERLOO, IL 62298-3180
Document Number	0000407531
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	921 MIST FLOWER DR WATERLOO IL 622983180, WATERLOO, IL 62298-3180

Mortgage

Document Number	0000407531
Date	Apr 24, 2020
Instrument	407531

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2050

Interest

Rate	3.12%

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE IL
Recording Date	Oct 17, 2018
Property Address	921 MIST FLOWER DR, WATERLOO, IL 62298-3180
Document Number	0000398306
Instrument Date	Oct 15, 2018
Instrument	398306
Transaction Type	Transfer
Record Updated	Oct 30, 2018
Title Company	ACCENT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$302.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	921 MIST FLOWER DR WATERLOO IL 622983180, WATERLOO, IL 62298-3180

Mortgage

Document Number	398307
Date	Oct 17, 2018
Instrument	398307

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2048

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 921 Mist Flower Dr was $5,134, down 5% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,134.00 (-4.96%) Homeowner's exemption	$89,900 Land $16,190 Building $73,710	$269,700 Land $48,570 Building $221,130
2024	$5,402.00
2022	Additional exemption filed	$81,960 Land $15,040 Building $66,920	$245,880 Land $45,120 Building $200,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 921 Mist Flower Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 921 Mist Flower Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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