913 Mist Flower Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 913 Mist Flower Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 912 sqft · built 2011
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$209,000 (Mar 2019)
Tax Bill	$5,689 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-17-381-096-000`

Property Details

APN / Parcel Number

Primary APN	`08-17-381-096-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	912 sqft Building Perimeter
1st Floor Area	912 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Garage Area	420 sqft
Driveway	Concrete Driveway
Driveway Area	560 sqft

Exterior Amenities

Porch	Slab
Porch Area	85 sqft
Deck Area	168 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	913 MIST FLOWER DR
City	WATERLOO
State	IL
Zip	62298-3180
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 96 QUAIL RIDGE PHASE III
Legal Range	09W
Legal Township	02S
Legal Section	17
Legal Subdivision	QUAIL RIDGE
Legal Lot Number	96
Jurisdiction	MONROE IL
Township / Civil Division	26
Census Block Group	4
Census Block	4028
Census Tract	600401

Owner

913 Mist Flower Dr is owned and occupied by two individuals who bought it in March 2019.

Source: Monroe County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	913 MIST FLOWER DR, WATERLOO, IL 62298-3180
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
Mar 11, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2019 · Amount on File
Deed Sale	Mar 11, 2019 · Amount on File
Deed Document Number	2019400280
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	913 MIST FLOWER DR, WATERLOO, IL 62298-3180
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000441895
Date	Mar 30, 2026
Instrument	441895

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Mar 11, 2019
Property Address	913 MIST FLOWER DR, WATERLOO, IL 62298-3180
Document Number	0000400280
Map Reference	DOC 308089
Instrument Date	Mar 7, 2019
Instrument	400280
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	ACCENT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$313.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	913 MIST FLOWER DR, WATERLOO, IL 62298-3180

Mortgage

Document Number	0000400281
Date	Mar 11, 2019
Instrument	400281

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 913 Mist Flower Dr was $5,689, up 2.5% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,689.00 (+2.54%) Homeowner's exemption	$99,000 (-0.74%) Land $16,190 Building $82,810	$297,000 (-0.74%) Land $48,570 Building $248,430
2024	$5,548.00	$99,738 Land $15,905 Building $83,833	$299,214 Land $47,715 Building $251,499
2022	Additional exemption filed	$74,770 Land $15,040 Building $59,730	$224,310 Land $45,120 Building $179,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 913 Mist Flower Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 913 Mist Flower Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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