921 Loraine Ave, Los Altos, CA 94024 Property Records

Santa Clara County property record for 921 Loraine Ave, Los Altos, CA 94024

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,112 sqft · built 2023
Lot Size	0.161 acres (7,000 sqft)
Owner	Company Name on File
Last Sale	$1,845,000 (Aug 2017)
Tax Bill	$37,608 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Jul 2019 Line of Credit + 5 more
Flood Zone	Zone X (moderate risk)
APN	`189-15-120`

Property Details

APN / Parcel Number

Primary APN	`189-15-120`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,112 sqft Living Area
1st Floor Area	2,112 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2024
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	7,000 sqft (0.161 acres)
Garage Area	256 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	921 LORAINE AVE
City	LOS ALTOS
State	CA
Zip	94024-6018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R110
Legal Subdivision	LOYOLA
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	4
Census Block	4005
Census Tract	510001

Owner

921 Loraine Ave is owned by a company that bought it in August 2017 and is owner-occupied.

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	921 LORAINE AVE, LOS ALTOS, CA 94024-6018
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2019	Deed of Trust, Mortgage · ARM BANK OF AMERICA NA
Jul 30, 2019	Deed of Trust, Mortgage · Line of Credit BBVA USA
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 26, 2019	Grant Deed, Mortgage BANK OF AMERICA
Jul 19, 2018	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 16, 2017	Grant Deed, Subdivision Related Transfer · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2017 · Amount on File
Deed Sale	Aug 16, 2017 · Amount on File
Deed Document Number	201723727551
Prior Transfer Date	May 18, 1994
Prior Transfer Doc	0012547170
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	921 LORAINE AVE, LOS ALTOS, CA 94024-6018
Transaction Type	Mortgage
Record Updated	Oct 13, 2022
Title Company	FIRST AMERICAN ELS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024165763
Date	Apr 26, 2019
Instrument	24165763

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.37%
Index	1-Year LIBOR
Max Rate	8.37%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	921 LORAINE AVE, LOS ALTOS, CA 94024-6018
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024242328
Date	Jul 30, 2019
Instrument	24242328

Lender

Name	BBVA USA
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 15, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	921 LORAINE AVE, LOS ALTOS, CA 94024-6018
Transaction Type	Mortgage
Record Updated	Oct 13, 2022
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	921 LORAINE AVE, LOS ALTOS, CA 94024-6018

Mortgage

Document Number	0024990354
Date	Jun 9, 2021
Instrument	24990354

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Jul 1, 2026
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.25%
Index	Other
Max Rate	7.25%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	921 LORAINE AVE, LOS ALTOS, CA 94024-6018
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	921 LORAINE AVE, LOS ALTOS, CA 94024-6018

Mortgage

Document Number	0025154161
Date	Nov 4, 2021
Instrument	25154161

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.62%
Type Change Date	Dec 1, 2026
Change Frequency	6 Months
Min Rate At Change	2.5%
Max Rate At Change	3.26%
Index	Other
Max Rate	6.62%

April 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 26, 2019
Property Address	921 LORAINE AVE, LOS ALTOS, CA 94024-6018
Instrument Date	Apr 12, 2019
Instrument	24165763
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	921 LORAINE AVE LOS ALTOS CA 940246018, LOS ALTOS, CA 94024-6018

Mortgage

Document Number	0024165763
Date	Apr 26, 2019
Instrument	24165763

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.37%

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 19, 2018
Property Address	921 LORAINE AVE, LOS ALTOS, CA 94024-6018
Document Number	0023986232
Instrument Date	Jul 19, 2018
Instrument	23986232
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	925 LORAINE AVE LOS ALTOS CA 94024, LOS ALTOS, CA 94024

August 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 16, 2017
Property Address	921 LORAINE AVE, LOS ALTOS, CA 94024-6018
Document Number	0023727551
Map Reference	MAP V PG28
Instrument Date	Aug 10, 2017
Instrument	23727551
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 13, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	921 LORAINE AVE, LOS ALTOS, CA 94024-6018

Mortgage

Document Number	0023727552
Date	Aug 16, 2017
Instrument	23727552

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.12%
Index	1-Year LIBOR
Max Rate	9.12%

Mortgage

Document Number	0023727553
Date	Aug 16, 2017
Instrument	23727553

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 921 Loraine Ave was $37,608 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Los Altos City
Elementary School District	Los Altos Elementary School District (KG - 08)
Secondary School District	Mountain View-Los Altos Union School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,169,660 (+2%) Land $2,025,220 Building $1,144,440
2025	$37,608.00 Homeowner's exemption	$3,107,510 Land $1,985,510 Building $1,122,000
2023	$28,289.00 (+16.95%) Homeowner's exemption	$2,352,411 Land $1,908,411 Building $444,000
2022	$24,190.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 921 Loraine Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 921 Loraine Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC LOS ALTOS SUBURBAN private · serves 63,559 people · EPA ID CA4310001
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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