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822 E Main St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 822 E Main St, Chattanooga, TN 37408 · Last verified January 2026

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details2,245 sqft · built 1993
Lot Size0.153 acres (6,700 sqft)
OwnerCompany Name on File
Last Sale$83,500 (May 2012)
Tax Bill$3,116 (2025)
Deeds & MortgagesDec 2021 Transfer
Apr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN146P H 006

Property Details

APN / Parcel Number

Primary APN146P H 006
Alternative APN
  • 0000077771

Interior

Stories1 Story
Building Area2,245 sqft Total Area

Exterior

Year BuiltBuilt 1993
Exterior MaterialConcrete Block
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeRigid Frame Bar Joist
Roof MaterialBuilt-Up Asphalt
Lot Area6,700 sqft (0.153 acres)
Lot Dimensions134 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number0000077771
Street Address822 E MAIN ST
CityCHATTANOOGA
StateTN
Zip37408-1428
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionLOT 1 CURTIS SUB PB 1 PG 6
Legal SubdivisionCURTIS
Legal Lot Number1
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1000
Census Tract2000

Owner

Source: Hamilton County records · APN 146P H 006

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address822 E MAIN ST, CHATTANOOGA, TN 37408-1428
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2021Quit Claim Deed, Transfer
TITLE GUARANTY, TITLE GUARANTY & TRUST COMPA
Apr 29, 2019Warranty Deed, Transfer
PINNACLE BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 10, 2012 · Amount on Record
Deed SaleMay 10, 2012 · Amount on Record
Prior SaleApr 29, 2019 · Amount on Record
Deed Document Number0000000142
Deed Book / Page9641 / 353
Last Transfer DateDec 27, 2021
Transfer Doc0000000177
Record UpdatedJun 08, 2026

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateDec 27, 2021
Property Address822 E MAIN ST, CHATTANOOGA, TN 37408-1428
Document Number0000000177
Book / Page12784 / 873
Map ReferenceMB 1 PG 6
Instrument DateDec 22, 2021
Instrument2021122700177
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST COMPA

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address818 S MAR, CHATTANOOGA, TN 37408

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateApr 29, 2019
Property Address822 E MAIN ST, CHATTANOOGA, TN 37408-1428
Document Number0429000179
Book / Page011625 / 000490
Instrument DateApr 22, 2019
Instrument190429000179
Transaction TypeTransfer
Record UpdatedMay 20, 2019
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

AmountAmount Recorded
Tax$1,924.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2106 FORT ST CHATTANOOGA TN 374082413, CHATTANOOGA, TN 37408-2413

Mortgage

Document Number429000181
DateApr 29, 2019
Book Page011625/000494
Instrument190429000181
Lender
NamePINNACLE BK
TypeBank
AddressCHATTANOOGA, TN 37402
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,116.00 (-25.53%)$205,600 (+9.92%)$514,000 (+9.92%) Land $231,200 Building $282,800
2024$4,184.00$187,040 (-)$467,600 (-) Land $293,100 Building $174,500
2023$4,184.00$187,040 (-)$467,600 (-) Land $293,100 Building $174,500
2022$4,184.00$187,040$467,600 Land $293,100 Building $174,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650020001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims7 (1978–2000)
Claims Outside the SFHA5 of 7
Most Recent ClaimApr 2000, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 370 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Electric Power Board of Chattanooga, TennesseeFiber100,000 / 100,000
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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