Bell County property record for 921 E Lothbury Ave, Middlesboro, KY 40965
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,472 sqft · built 1974 |
| Lot Size | 0.327 acres (14,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Nov 2018) |
| Tax Bill | $1,822 (2025) |
| Deeds & Mortgages | Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 082-40-00-013.00 |
| Primary APN | 082-40-00-013.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,472 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 14,250 sqft (0.327 acres) |
| Lot Dimensions | 190 ft deep x 75 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 8591 |
|---|---|
| Street Address | 921 E LOTHBURY AVE |
| City | MIDDLESBORO |
| State | KY |
| Zip | 40965-1060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NE 120 (1/2 OF LOTS 7-8-9-10) |
| Legal Lot Number | 7-8 |
| Jurisdiction | BELL KY |
| Township / Civil Division | MIDDLESBOROUGH |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 960500 |
921 E Lothbury Ave is owned and occupied by an individual who bought it in November 2018.
Source: Bell County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 921 E LOTHBURY AVE, MIDDLESBORO, KY 40965-1060 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2018 · Amount on File |
| Deed Sale | Nov 9, 2018 · Amount on File |
| Deed Document Number | 177302 |
| Deed Book / Page | D380 / 199 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BELL KY |
| Recording Date | Nov 9, 2018 |
| Property Address | 921 E LOTHBURY AVE, MIDDLESBORO, KY 40965-1060 |
| Document Number | 00D380/199 |
| Book / Page | D380 / 199 |
| Instrument Date | Nov 1, 2018 |
| Instrument | 177302 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 221 SAINT ANDREWS CIR, OXFORD, MS 38655-2518 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 921 E LOTHBURY AVE, MIDDLESBORO, KY 40965-1060 |
| Document Number | 0000177303 |
|---|---|
| Date | Nov 9, 2018 |
| Instrument | 177303 |
| Name | COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2048 |
The 2025 property tax bill for 921 E Lothbury Ave was $1,822.
Source: Bell County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Bell County |
| Municipality | Middlesborough City |
| Unified School District | Middlesboro Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,822.00 | $170,000 Land $170,000 | $170,000 Land $170,000 |
| 2023 | $1,779.00 | $170,000 | $170,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 921 E Lothbury Ave in Zone X, an area of minimal flood risk, though there have been 153 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 43 policies |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 153 (1980–2021) |
| Claims Outside the SFHA | 18 of 153 |
| Most Recent Claim | Mar 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 921 E Lothbury Ave is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 79% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Eastern Telephone & Technologies Fixed Wireless | 300 / 100 |
May also be available: T-Mobile, Verizon.
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