915 E Lothbury Ave, Middlesboro, KY 40965 Property Records

Bell County property record for 915 E Lothbury Ave, Middlesboro, KY 40965

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,349 sqft
Lot Size	0.328 acres (14,250 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Sep 2023)
Tax Bill	$3,216 (2025)
Deeds & Mortgages	Feb 2026 Transfer Sep 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`082-40-00-014.00`

Property Details

APN / Parcel Number

Primary APN	`082-40-00-014.00`
Alternative APNs	`12068` `2357`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,349 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	A-Frame
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,250 sqft (0.328 acres)
Lot Dimensions	190 ft deep x 75 ft wide
Terrain	Rolling
Garage Area	512 sqft
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	12068
Street Address	915 E LOTHBURY AVE
City	MIDDLESBORO
State	KY
Zip	40965-1060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE 120 (LOTS 5-6 & 1/2 OF 7)
Legal Lot Number	5-6
Jurisdiction	BELL KY
Township / Civil Division	MIDDLESBOROUGH
Census Block Group	2
Census Block	2028
Census Tract	960500

Owner

915 E Lothbury Ave is owned and occupied by an individual who bought it in September 2023.

Source: Bell County records, as of March 3, 2026

Owner of Record	Individual Name on File
Mailing Address	915 E LOTHBURY AVE, MIDDLESBORO, KY 40965-1060
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Intrafamily Transfer, Transfer
Sep 15, 2023	Deed, Transfer
Jun 17, 2020	Divorce Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2023 · Amount on File
Deed Sale	Sep 15, 2023 · Amount on File
Prior Sale	Nov 3, 2017 · Amount on File
Deed Document Number	2023198198
Deed Book / Page	402 / 687
Prior Transfer Date	Jun 17, 2020
Prior Transfer Doc	00D387/341
Record Updated	Sep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BELL KY
Recording Date	Feb 23, 2026
Property Address	915 E LOTHBURY AVE, MIDDLESBORO, KY 40965-1060
Document Number	0000D414/1
Book / Page	D414 / 1
Instrument Date	Feb 18, 2026
Instrument	292743
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 E LOTHBURY AVE, MIDDLESBORO, KY 40965-1060

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL KY
Recording Date	Sep 15, 2023
Property Address	915 E LOTHBURY AVE, MIDDLESBORO, KY 40965-1060
Document Number	00D402/687
Book / Page	D402 / 687
Instrument Date	Sep 5, 2023
Instrument	198198
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	380 WIDNER RD, NEW TAZEWELL, TN 37825-4604

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	915 E LOTHBURY AVE, MIDDLESBORO, KY 40965-1060

June 2020: Divorce Transfer, Transfer

Document Type	Divorce Transfer
Jurisdiction	BELL KY
Recording Date	Jun 17, 2020
Property Address	915 E LOTHBURY AVE, MIDDLESBORO, KY 40965-1060
Document Number	00D387/341
Book / Page	D387 / 341
Instrument Date	Jun 17, 2020
Instrument	183083
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1978 CEDAR FORK RD, TAZEWELL, TN 37879-5012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 E LOTHBURY AVE, MIDDLESBORO, KY 40965-1060

Tax Assessment & Valuation

The 2025 property tax bill for 915 E Lothbury Ave was $3,216.

Source: Bell County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Municipality	Middlesborough City
Unified School District	Middlesboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,216.00	$300,000 Land $300,000	$300,000 Land $300,000
2023	$1,675.00 (-0.83%)	$160,000 (-)	$160,000 (-)
2022	$1,689.00	$160,000	$160,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 915 E Lothbury Ave in Zone X, an area of minimal flood risk, though there have been 153 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Nearby Flood Policies	43 in force
Nearby Flood Claims	153 (1980–2021)
Claims Outside the SFHA	18 of 153
Most Recent Claim	Mar 2021 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2011 · 29 claims Severe Storms, Tornadoes,and Flooding, Apr 1998 · 14 claims Severe Weather, Freezing Rain, Sleet, Snw, Feb 1994 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 915 E Lothbury Ave is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 79% of Kentucky
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Eastern Telephone & Technologies Fixed Wireless	300 / 100

May also be available: T-Mobile, Verizon.

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