921 Cedar St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 921 Cedar St, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,543 sqft · built 1945
Lot Size	0.331 acres (14,400 sqft)
Owner	Individual Name on File
Last Sale	$153,000 (Sep 2021)
Tax Bill	$2,984 (2025)
Deeds & Mortgages	May 2008 Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8914-02-230-007`

Property Details

APN / Parcel Number

Primary APN	`8914-02-230-007`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	4 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,543 sqft Living Area
1st Floor Area	794 sqft
Attic	Attic
Attic Area	357 sqft
Basement Area	1,186 sqft
Unfinished Basement	1,186 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,400 sqft (0.331 acres)
Lot Dimensions	120 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Patio Area	140 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	921 CEDAR ST
City	CEDAR FALLS
State	IA
Zip	50613-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRUHNS SUBDIVISION OF A PART OF NE NE SEC 2 T 89 R 14 LOT 3 AND LOT 4
Legal Range	14W
Legal Township	89N
Legal Section	02
Legal Subdivision	BRUHNS SUBDIVISION
Legal Lot Number	3,4
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	2
Census Block	2103
Census Tract	2604

Owner

921 Cedar St is owned and occupied by an individual who bought it in September 2021.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	921 CEDAR ST, CEDAR FALLS, IA 50613-1304
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2008	Deed of Trust, Mortgage · FHA Mortgage LIBERTY BANK FSB
Sep 21, 2020	Warranty Deed, Transfer · Conventional Mortgage FARMERS STATE BANK
Nov 16, 2021	Re-recorded Document TITLE SERVICES GROUP, TITLE SERVICES CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2021 · Amount on File
Deed Sale	Sep 21, 2021 · Amount on File
Prior Sale	Sep 21, 2020 · Amount on File
Deed Document Number	20216131
Prior Transfer Date	Sep 11, 2020
Prior Transfer Doc	0000010578
Record Updated	Oct 29, 2026

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	921 CEDAR ST, CEDAR FALLS, IA 50613-1304
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200803496
Date	May 27, 2008
Instrument	200803496

Lender

Name	LIBERTY BANK FSB
Type	Bank
Address	CLIVE, IA 50325

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	362 Months
Due	Jul 1, 2038

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 21, 2020
Property Address	921 CEDAR ST, CEDAR FALLS, IA 50613-1304
Document Number	202100006131
Instrument Date	Sep 11, 2020
Instrument	202100006131
Transaction Type	Transfer
Record Updated	Jul 8, 2022
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$244.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	921 CEDAR ST, CEDAR FALLS, IA 50613-1304

Mortgage

Document Number	202100006132
Date	Sep 21, 2020
Instrument	202100006132

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Mortgage

Document Number	202100006133
Date	Sep 21, 2020
Instrument	202100006133

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 16, 2035

November 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 16, 2021
Property Address	921 CEDAR ST, CEDAR FALLS, IA 50613-1304
Document Number	202200010578
Instrument Date	Sep 11, 2020
Instrument	202200010578
Record Updated	Aug 16, 2023
Title Company	TITLE SERVICES GROUP, TITLE SERVICES CORP

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	921 CEDAR ST, CEDAR FALLS, IA 50613-1304

Tax Assessment & Valuation

The 2025 property tax bill for 921 Cedar St was $2,984 with a homeowner's exemption, down 1.5% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,984.00 (-1.45%) Homeowner's exemption	$209,680 Land $22,740 Building $186,940	$209,680 Land $22,740 Building $186,940
2024	$3,028.00
2023		$198,350 (+41.04%) Land $21,550 Building $176,800	$198,350 Land $21,550 Building $176,800
2022	$2,432.00 Homeowner's exemption	$140,630 Land $21,550 Building $119,080
2021			$140,630 Land $21,550 Building $119,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 921 Cedar St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	22 (2008–2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 20 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 921 Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GigFire, Nextlink.

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