921 Bend Gate Rd, Henderson, KY 42420 Property Records

Henderson County property record for 921 Bend Gate Rd, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,890 sqft · built 1969
Lot Size	0.413 acres (18,000 sqft)
Owner	Individual Name on Record
Tax Bill	$1,924 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`65I-3`

Property Details

APN / Parcel Number

Primary APN	`65I-3`
Alternative APN	`43751`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,890 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,000 sqft (0.413 acres)
Lot Dimensions	180 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	624 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	145 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	43751
Street Address	921 BEND GATE RD
City	HENDERSON
State	KY
Zip	42420-2212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	SINGLE FAMILY
Legal Subdivision	FRONTIER
Legal Block	D
Legal Lot Number	3
Jurisdiction	HENDERSON KY
Township / Civil Division	SPOTTSVILLE
Census Block Group	1
Census Block	1017
Census Tract	20701

Owner

Source: Henderson County records, as of November 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	117 N 43RD ST, MATTOON, IL 61938-2001
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Feb 25, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
May 17, 2018	Intrafamily Transfer, Transfer · FHA Mortgage EVANSVILLE TEACHERS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2018
Deed Sale	May 17, 2018
Prior Sale	Oct 19, 2015 · Amount on Record
Deed Document Number	20185128
Deed Book / Page	630 / 837
Prior Transfer Date	Apr 20, 2018
Prior Transfer Doc	RE0630/837
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	921 BEND GATE RD, HENDERSON, KY 42420-2212
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	921 BEND GATE RD, HENDERSON, KY 42420-2212

Mortgage

Document Number	MT1382/121
Date	Jan 31, 2022
Book Page	MT1382/121
Instrument	2022001019

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	316 Months
Due	May 1, 2048

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	921 BEND GATE RD, HENDERSON, KY 42420-2212
Transaction Type	Mortgage
Record Updated	Mar 11, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	463 N 3500 EAST RD, NEOGA, IL 62447-4014

Mortgage

Document Number	MT1345/395
Date	Feb 25, 2021
Book Page	MT 1345/395
Instrument	2021001943

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	May 1, 2048

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENDERSON KY
Recording Date	May 17, 2018
Property Address	921 BEND GATE RD, HENDERSON, KY 42420-2212
Document Number	RE0630/837
Book / Page	RE 0630 / 837
Map Reference	DD 225 PG 378
Instrument Date	Apr 20, 2018
Instrument	2018005128
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	921 BEND GATE RD, HENDERSON, KY 42420-2212
Investor	Possibly a Property Investor

Mortgage

Document Number	2018005129
Date	May 17, 2018
Instrument	2018005129

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,924.00 (-0.77%)	$173,500 (-)	$173,500 (-)
2023	$1,939.00 (+17.52%)	$173,500 (+16.44%)	$173,500 (+16.44%)
2022	$1,650.00	$149,000	$149,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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