905 Bend Gate Rd, Henderson, KY 42420 Property Records

Henderson County property record for 905 Bend Gate Rd, Henderson, KY 42420

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,672 sqft · built 1971
Lot Size0.413 acres (18,000 sqft)
Owner2 Individual Names on File
Last Sale$15,000 (Apr 2023)
Tax Bill$1,213 (2025)
Deeds & MortgagesApr 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN65I-7

Property Details

APN / Parcel Number

Primary APN65I-7
Alternative APN
  • 38264

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,672 sqft Finished Area

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area18,000 sqft (0.413 acres)
Lot Dimensions180 ft deep x 100 ft wide
Garage TypeAttached
Garage Area380 sqft
DrivewayConcrete Driveway
Parking Spaces1 Parking Space
PorchSlab
Porch Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number38264
Street Address905 BEND GATE RD
CityHENDERSON
StateKY
Zip42420-2212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal DescriptionSINGLE FAMILY
Legal SubdivisionBROOKHAVEN
Legal BlockD
Legal Lot Number7
JurisdictionHENDERSON KY
Township / Civil DivisionSPOTTSVILLE
Census Block Group1
Census Block1017
Census Tract20701

Owner

905 Bend Gate Rd is owned and occupied by two individuals who bought it in April 2023.

Source: Henderson County records, as of March 10, 2026

Owner of Record2 Individual Names on File
Mailing Address905 BEND GATE RD, HENDERSON, KY 42420-2212
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 21, 2023 · Amount on File
Deed SaleApr 21, 2023 · Amount on File
Prior SaleJan 23, 2015 · Amount on File
Deed Document Number20233580
Deed Book / Page666 / 675
Record UpdatedJun 8, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON KY
Property Address905 BEND GATE RD, HENDERSON, KY 42420-2212
Transaction TypeMortgage
Record UpdatedMay 6, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address905 BEND GATE RD, HENDERSON, KY 42420-2212

Mortgage

Document NumberMT1442/463
DateApr 23, 2024
Book PageMT1442/463
Instrument2024003447
Lender
NameUPSTART MORTGAGE LLC
TypeMortgage Company
Address2950 S DELAWARE ST STE 400, SAN MATEO, CA 94403
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueApr 22, 2034
Interest
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 905 Bend Gate Rd was $1,213 with a homeowner's exemption.

Source: Henderson County assessment roll, as of November 25, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHenderson County
MunicipalityHenderson City
Unified School DistrictHenderson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,213.00 Homeowner's exemption$158,500$158,500
2023$1,253.00 (+22.36%) Homeowner's exemption$158,500 (+19.17%)$158,500 (+19.17%)
2022$1,024.00 Homeowner's exemption$133,000$133,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 905 Bend Gate Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 905 Bend Gate Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENDERSON WATER UTILITY/NORTH
serves 31,705 people · EPA ID KY0510188
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Henderson Municipal Power & Light
Fiber
5,000 / 5,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Watch TV.

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