921 13th St, Bellingham, WA 98225 Property Records

Whatcom County property record for 921 13th St, Bellingham, WA 98225

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 3,008 sqft · built 1907
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$445,000 (Jun 2013)
Tax Bill	$11,030 (2025)
Deeds & Mortgages	Jan 2026 Transfer Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`370201-164253-0000`

Property Details

APN / Parcel Number

Primary APN	`370201-164253-0000`
Alternative APNs	`504453` `16108`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,008 sqft Living Area
Gross Area	4,025 sqft
1st Floor Area	2,124 sqft
Basement Area	1,017 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1959
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)

Exterior Amenities

Porch	Wood Porch
Porch Area	128 sqft
Deck Area	472 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	16108
Street Address	921 13TH ST
City	BELLINGHAM
State	WA
Zip	98225-6220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS7.2
Legal Description	TOWN OF BELLINGHAM LOT 3 BLK 22-EXC N 5 FT OF E 45 FT THEREOF
Legal Range	02
Legal Township	37
Legal Section	01
Legal Subdivision	TOWN OF BELLINGHAM
Legal Block	22
Legal Lot Number	3
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	2
Census Block	2012
Census Tract	1101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Hill Historic District listed 2010 · 498 contributing resources · NRIS 09001296

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Whatcom County records, as of February 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	921 13TH ST, BELLINGHAM, WA 98225-6220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Quit Claim Deed, Transfer Quitclaim
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage BNC NAT'L BK
Nov 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage BNC NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2013 · Amount on Record
Deed Sale	Jun 24, 2013 · Amount on Record
Deed Document Number	2013603090
Last Transfer Date	Jan 23, 2026
Transfer Doc	0000001768
Record Updated	Sep 20, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Jan 26, 2026
Property Address	921 13TH ST, BELLINGHAM, WA 98225-6220
Document Number	0000101768
Instrument Date	Jan 23, 2026
Instrument	2026-0101768
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	921 13TH ST, BELLINGHAM, WA 98225-6220

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	921 13TH ST, BELLINGHAM, WA 98225-6220
Document Number	2201203278
Instrument Date	Dec 14, 2020
Transaction Type	Mortgage
Record Updated	Dec 30, 2020
Title Company	SOLIDIFI TITLE AGENCY LLC, SOLIDIFI TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	921 13TH ST BELLINGHAM WA 982256220, BELLINGHAM, WA 98225-6220

Mortgage

Document Number	2201203278
Date	Dec 18, 2020
Instrument	1203278

Lender

Name	BNC NAT'L BK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	921 13TH ST, BELLINGHAM, WA 98225-6220
Document Number	2191102855
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	SOLIDIFI TITLE AGENCY LLC, SOLIDIFI TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	921 13TH ST BELLINGHAM WA 982256220, BELLINGHAM, WA 98225-6220

Mortgage

Document Number	2191102855
Date	Nov 20, 2019
Instrument	1102855

Lender

Name	BNC NAT'L BK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2049

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,030.00 (-3.41%)	$1,288,012 (-7.75%) Land $604,500 Building $683,512	$1,288,012 (-7.75%) Land $604,500 Building $683,512
2024	$11,419.00 (+62.66%)	$1,396,281 (+17.5%) Land $638,677 Building $757,604	$1,396,281 (+17.5%) Land $638,677 Building $757,604
2022		$1,188,331 Land $543,558 Building $644,773	$1,188,331 Land $543,558 Building $644,773
2021	$7,020.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

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