914 13th St, Bellingham, WA 98225 Property Records

Whatcom County property record for 914 13th St, Bellingham, WA 98225

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,940 sqft · built 2004
Lot Size	0.103 acres (4,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$870,000 (Aug 2017)
Tax Bill	$10,745 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`544238`

Property Details

APN / Parcel Number

Primary APN	`544238`
Alternative APNs	`370201 144308 0000` `15947`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,940 sqft Living Area
1st Floor Area	1,349 sqft
2nd Floor Area	591 sqft
Basement Area	1,337 sqft
Finished Basement	1,337 sqft

Exterior

Year Built	Built 2004
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	4,530 sqft (0.103 acres)
Garage Type	Carport
Carport	Carport
Carport Area	330 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	648 sqft
Patio Area	798 sqft
Balcony	Balcony
Balcony Area	90 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	544238
Street Address	914 13TH ST
City	BELLINGHAM
State	WA
Zip	98225-6221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS 7.2
Legal Description	TOWN OF BELLINGHAM LOT 8 BLK 20
Legal Range	02
Legal Township	37
Legal Section	01
Legal Subdivision	TOWN OF BELLINGHAM
Legal Block	20
Legal Lot Number	8
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	2
Census Block	2010
Census Tract	1101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Hill Historic District listed 2010 · 498 contributing resources · NRIS 09001296

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	914 13TH ST, BELLINGHAM, WA 98225-6221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2017 · Amount on Record
Deed Sale	Aug 15, 2017 · Amount on Record
Prior Sale	May 16, 2005
Deed Document Number	2017-0801630
Record Updated	Jun 8, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Aug 15, 2017
Property Address	914 13TH ST, BELLINGHAM, WA 98225-6221
Document Number	2170801630
Instrument Date	Aug 8, 2017
Instrument	801630
Transaction Type	Transfer
Record Updated	Mar 12, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,491.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	PO BOX 4317 BELLINGHAM WA 982274317, BELLINGHAM, WA 98227-4317

Mortgage

Document Number	2170801631
Date	Aug 15, 2017
Instrument	801631

Lender

Name	TERRY GALVIN
Address	914 13TH ST, BELLINGHAM, WA 98225-6221
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Aug 14, 2019

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,745.00 (+17.46%)	$1,313,840 (+2.72%) Land $604,500 Building $709,340	$1,313,840 (+2.72%) Land $604,500 Building $709,340
2022		$1,279,104 Land $595,680 Building $683,424	$1,279,104 Land $595,680 Building $683,424
2021	$9,148.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

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