9208 W Klinger Rd, Covington, OH 45318 Property Records

Miami County property record for 9208 W Klinger Rd, Covington, OH 45318

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,424 sqft · built 1957
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$124,900 (Jun 2004)
Tax Bill	$2,117 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H17-030200`

Property Details

APN / Parcel Number

Primary APN	`H17-030200`
Alternative APNs	`090413.0-01-005-00` `H17NB013A03900`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,424 sqft Living Area
1st Floor Area	2,848 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	87,120 sqft (2 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	190 sqft
Patio Area	160 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	9208 W KLINGER RD
City	COVINGTON
State	OH
Zip	45318-9646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4-9-13 PT SE PT SE
Legal Range	04
Legal Township	09
Legal Section	13
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	1
Census Block	1047
Census Tract	320100

Owner

Source: Miami County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	9208 W KLINGER RD, COVINGTON, OH 45318-9646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Oct 25, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2004 · Amount on Record
Deed Sale	Jun 29, 2004 · Amount on Record
Prior Sale	Mar 31, 1994 · Amount on Record
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	9208 W KLINGER RD, COVINGTON, OH 45318-9646
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9208 W KLINGER RD, COVINGTON, OH 45318-9646

Mortgage

Document Number	0000002163
Date	Feb 25, 2026
Instrument	2026OR-02163

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	9208 W KLINGER RD, COVINGTON, OH 45318-9646
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003813
Date	Mar 10, 2022
Instrument	2022OR-03813

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	9208 W KLINGER RD, COVINGTON, OH 45318-9646
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012622
Date	Oct 25, 2019
Instrument	2019OR-12622

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 21, 2049

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,117.00 (+18.6%) Homeowner's exemption	$75,640 (+41.62%) Land $15,160 Building $60,480	$216,100 (+41.61%) Land $43,300 Building $172,800
2024	$1,785.00 (-2.25%) Homeowner's exemption	$53,410 (-4.74%) Land $12,600 Building $40,810
2023	$1,826.00 (-3.79%) Homeowner's exemption	$56,070 (-) Land $12,600 Building $43,470	$152,600 (-4.74%) Land $36,000 Building $116,600
2022	$1,898.00 Homeowner's exemption	$56,070 Land $12,600 Building $43,470	$160,200 Land $36,000 Building $124,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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